The short answer to that question is zero, because I don't have a pension... however, my wife does. She completed 20 years of military service in March, but continues to work (for now). Earlier this month, I asked the question "Should You Include Your Pension in Your Net Worth?" and found that opinions were generally mixed. Most (61% in my small Twitter poll) believed that you should include it. This is consistent with how finance … [Read More...]
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Advocare Forced by FTC to End its Scam
There's so much politics in the news nowadays that some really important stories are falling under the radar. For example, the NXIVM alleged "sex cult" MLM involving celebrity actresses and heiresses is getting very little attention. That particular link is just the latest news that came out yesterday. Stuff like that has been streaming out for a year or two now. For a long time, I covered MLM scams as a side project here. MLMs fit well … [Read More...]
Starting Your Kids on a Financial Independence Path
Everyone is a product of where they focus their time and energy, right? As you can tell from this blog, much of my focus is on personal finance, especially financial independence. In my personal life, much of my focus is parenting two boys, ages 5 and 6. Getting them started on a path of financial independence is inevitable. Given their age, we are working with simple things like chore charts and saving money for special toys. One of … [Read More...]