The following is from a new author who offered to write a piece on the most talked about liquid in personal finance - coffee! If you’re like 83% of adult Americans, you’re probably a coffee drinker. You might be even enjoying a cup of Joe as you read this. We all know that brewing your own coffee at home equals savings, as opposed to buying it from your local Third Wave café or your local Starbucks. Different strokes for different … [Read More...]
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More Fees, More Fees, and… No Fees?
Over the past week or so, I couldn't help but notice that there's been a cluster of news reporting around fees. What I found interesting is that two industries' fees keep going up and up... and the third industries' fees have gone to zero. Specifically, ATM and cable company fees continue to rise, while brokerage trading fees are disappearing. As consumers of these services, being aware of these trends can help us make wiser financial … [Read More...]
FTC Declares that AdvoCare was a Pyramid Scheme
On Wednesday of last week, the FTC wrote "AdvoCare business model was pyramid scheme". We kind of knew this was going on as AdvoCare said that the FTC forced them to end its MLM Back in 2015, I was looking at many MLMs at the advice of readers. One of those happened to be AdvoCare. I asked if Advocare was a scam. I concluded: "If there’s ANY question at all that a business is a pyramid scheme, I’d stay as far away as possible. I … [Read More...]