Remember when Black Friday was fun and didn't mean risking life and/or limbs? Maybe not, but somewhere around 15-20 years that was truly the case. I remember shopping with my mother to get an eMachines computer with her. There was still crowd back then, but everyone got most of their deals. Damn I'm old! Over the last several years, I've instituted the no-hassle Black Friday plan. The idea is to avoid the Best Buys and the Wal-Marts and … [Read More...]
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A few weeks back Jean Chatzky almost broke the internet with a Tweet. That's a lie. Tweets about retirement guidelines from personal finance gurus have zero percent chance of breaking the internet. However, it got a lot of discussion and a lot of retweets. Check it out: By the time you’re 30, aim to have 1x your annual income set aside for retirement. At 40, 3x; at 50, 6x; at 60, 8x; and by retirement, 10x.— Jean Chatzky … [Read More...]
The question of where to retire once you reach financial independence has come up several times in the last month. It started about a month ago when my big sister in spirit sent me an email. I'll call her Buffy in keeping with a longstanding tradition of naming anonymous people after Buffy the Vampire Slayer characters. Her family's location in Silicon Valley is high cost of living... perhaps the highest in the country. If you aren't working … [Read More...]