Terms and Conditions


Lazy Man and Money™ is not a financial professional and no content within this website should be considered financial advice. Please consult a certified financial expert before attempting any of the ideas described in this website.

Lazy Man and Money™ takes no responsibility for any losses incurred while following the information presented here.

The content of this site is the copyright of Lazy Man and Money™. You may cite and quote content published here under the following conditions. You must cite the source (giving credit Lazy Man and Money™) and you must not republish the article in it's entirety. You must not use any automated process to pull in content from this site for republishing - especially if that republishing is on a regular basis.

User-generated content (such as comments) are subject to editing by Lazy Man and Money™. This editing can include, but is not limited to, changing or omitting URLs, fixing and correcting grammar and/or spelling, and even editing the name of the commenter (usually restricted to cases where a commenter includes their website's tagline in their name). User-generated content may be deleted by Lazy Man and Money™. This is usually done in, but limited to, cases where the content is deemed inappropriate or irrelevant to the topic. By creating such content you are agreeing to the above terms and conditions. Users are solely responsible and liable for their content. By generating content, the user grants license to the blog owner to use, modify, delete, sell, etc. all content. Lazy Man and Money™ will not revoke or modify comments at the request of the author. Policy on all user-generated content may change at any time.

Webmasters: I have instituted a policy where if you write (and I approve) three comments, I will remove the "rel=nofollow" attribute on my link tags. What this means is that search engines may (depending on their algorithm) consider your thoughtful comment, a "vote of approval" of your website. This can help you in receiving traffic from search engines. Consider it my way of thanking you for contributing to my site.

Privacy Policy:

The privacy of our visitors to LazyManAndMoney.com is important to us.

At Lazy Man and Money™, we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use visit Lazy Man and Money™, and how we safeguard your information. We never sell your personal information to third parties.

Log Files
As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocal) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.

Cookies and Web Beacons
We do use cookies to store information, such as your personal preferences when you visit our site. This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

We also use third party advertisements on Lazy Man and Money™ to support our site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites). These advertisers may also use interest-based advertising which enables advertisers to reach users based on their interests (e.g. 'sports enthusiasts'), and allows them to show ads based on a user's previous interactions with them, such as visits to advertiser websites.

You can chose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.

 
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