It’s time to empty out the recycle bin of trash in my mind again. It’s overflowing this week, so I’ll just dig in.

• Personal Finance Startups – I’ve got a quick call with a personal finance startup that I think is interesting in a couple of hours this morning. If it pans out, I’ll be writing about them later this week. On Tuesday, I’ll be going to a mixer, SF Beta Financial Innovation, to hobnob with a bunch of personal finance companies and others from Silicon Valley. I’m extremely shy, so we’ll see if I actually “mix” or not.
• New Eyeglasses – I finally got around to purchasing two new sets of eyeglasses from Zenni Optical thanks to many reader’s advice on my article, Save Money on Glasses and Contact Lenses. For under $60, I got two pairs, one for general use and one for use specifically when I’m at my computer. The Internet is a beautiful thing.
• Football – Regular readers know that I’m a huge football fan. Did you see the games this past weekend? Three thrilling games that went down to the wire. With Seattle winning its game against New Orleans, I expect to read more analysts upset that the 11-5 New Orleans had to play a road game against 7-9 Seattle because the Seattle won their weak division. Many of them would like to see a reseeding of the playoffs based on wins for playoff teams, which would allow the division leader (even an under .500 one) to make the playoffs, but not host a playoff game. I don’t feel bad for New Orleans. In 2008, the Patriots were 11-5 and didn’t get a chance to play a playoff game, while the 8-8 Chargers got to play one at home. If the NFL is looking to adjust the rules to react to this “injustice” (I don’t believe it is one), I recommend it start by correcting the greater “injustices” first.

  Looking forward to next weeks games already with a bunch of other great match-ups including two divisional rivalries in the AFC.

Now let’s get to the personal finance links:

Money Writers:

• Brip Blap discusses consumerism
  and dancing.
• Digerati Life blogs Bush tax cuts extension: what are the effects? Infographic!
• Frugal Dad goes over debt: the good, the bad, and the ugly.
• Generation X Finance writes when talk is cheap: ways to save money on your phone bill.
• Million Dollar Journey explains why low interest rates are a good thing.
• Money Smart Life presents 7 high deductible health plan questions.
• My Dollar Plan is reviewing 2010 and 2011 financial strategies.
• The Sun’s Financial Diary asks does automatic enrollment improve retirement saving?

Top PF Posts:

• Smarter Wallet asks should you make a car purchase or take public transportation?
• Bargaineering lists 2010 top safety pick cars.
• I Pick Up Pennies shares a story about how frugality can cost you.
• Fiscal Geek presents 4 best New Years resolution ideas for your money &
  finances.
• Out of Debt Again on tithing.
• Saving Advice with desperate for a job. Or not.
• Finance For Youth asks broken resolutions? Great, now let’s get to work!
• Money Changes Things writes about cooking: ecological, economical, and better for you…