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Twas the Night Before Christmas 2009

December 24, 2009 by Lazy Man 2 Comments

Santa Piggy Bank
Merry Christmas!
Quite a few years ago, one of my friends unknowingly started an unusual tradition. He found himself with a little extra time on his hands that holiday season and decided to take advantage of it. With a beer in hand, he set out to write something a little whimsical. It turned into the most entertaining piece of email I’ve ever received. Each year, there’s a request for a new edition.

The e-mail was an adaption of Twas the Night Before Christmas where he recounts the happens of the year of everyone in the whole college crew. I decided I’d borrow the idea, but made it into a year-end financial review.

Twas the Night Before Christmas and all through the States
Nothing was stirring, especially not interest rates.

The year we speak was two thousand and nine
And more people than found themselves in the unemployment line

This was the year Obama had to really perform
We saw stimulus, CARD act, and Healthcare reform

The real estate problem got more exposure
As more homes started to go into foreclosure.

Bernie Madoff was not cool like Fonzie
Instead he reminded us of a man named Charles Ponzi.

Time’s Person of the Year seemed a little wacky
On the cover was a man named Ben Bernacke.

CEOs from car companies wanted bail out from debt
So they all went to Washington in their own private jet.

The insurance company AIG said, “money, please loan us!”
“We have all these international executives that need a big bonus!”

So the Feds granted that bailout and it was quite a ton
Even more, the Feds cried, “give them vaccines for H1N1.”

Cash for Clunkers was really a great plan
It boosted the economy – especially for Japan.

Searching for green electronics became such a pity
Especially as we had to say goodbye to Circuit City

Think positively, the year gave us many a gift
Captain Sully, The Hangover, and country star Taylor Swift.

Filed Under: Economy Tagged With: christmas

Amazon Friday Sale: Pink Cordless Vacuum Edition

December 20, 2008 by Lazy Man Leave a Comment

With only a few precious shopping days left for Christmas, I figure it’s a good time to take advantage of the last Amazon Friday Sale. Unfortunately they didn’t have a whole lot of kooky, fun items that I’ve highlighted in the past. Instead I’ve listed some items that are mostly useful. I hate being serious on a Friday.

  • Pink Dirt Devil Kone Cordless Hand Vacuum – I haven’t been to the house where this really matches the decor. Maybe Barbie’s Dream House? It would be cool if on sale in another color.
  • Dirt Devil Power Reach – I thought this would be a good alternative to the pink cordless hand vacuum above, but it’s ratings are horrible. I really could use a nice hand vacuum too – perhaps next week.
  • Circulon Infinite Circulon 10-Piece Cookware Set and Anolon Advanced Nonstick Hard-Anodized Aluminum 12-Piece Cookware Set – I’ve got some cheap cookware, but if I was going to step it up a level, I know of no better deal than the Amazon Friday Sale. It seems like they always have the stuff you find in Williams-Sonoma at 60%+ off.
  • Nine West Women’s Blondey Boot – For some reason, roughly 1/6 of the items Amazon offers for sale on Friday fall into the footwear category. I usually don’t even look here, but I thought I’d go through and see if I could find something vaguely interesting. I’m going to go out on a limb and say that ladies, your man might not be upset if you bought these boots.
  • Eastman Outdoors Reveo MariVac Food Tumbler – I had lusted after this for some time. However, at nearly $200 it wasn’t worth it. At $115 it’s getting closer, but you are better off going with this FoodSaver V2840 Advanced Design Vacuum Food Sealer also on sale today. Almost the same price and more functionality. We love our Foodsaver and I suggest you read my foodsaver review.
  • Neutrogena Ultra Sheer Dry-Touch Sunblock SPF-70 – I’ve got this sunscreen and try to remember to use it everyday – even if I’m not going outside. I’m going to look 25 when I’m 80 – or at least that’s my theory :-).

Filed Under: Spending Tagged With: Amazon Friday Sale, christmas

A Horse of a Different Color is Still a Horse

August 1, 2011 by Lazy Man 11 Comments

I, like many Generation Xers I imagine, was first introduced to a phrase “horse of a different” through Wizard of Oz. You know, when Dorothy says, “What kind of a horse is that? I’ve never seen a horse like that before!” And the driver responds, “No, and never will again, I fancy. There’s only one of him, and he’s it. He’s the Horse of a Different Color you’ve heard tell about.” The origin of “horse of a different color” seems to predate that usage by quite a bit. I think most people understand usage of the phrase to mean that it’s another topic entirely from what the previous topic was.

Why all this talk of horses and colors? Well, I was reading a USA Today article that claims changing an item’s tint drives consumers to bring the green. I think the article can be summed in the first three short paragraphs:

It doesn’t really matter that Margie Leigh’s granddaughter, Laura, got the pink iPod she so desperately wanted last Christmas “” at age 4. For the now-5-year-old, pink is out this holiday, and purple is in.

Grandma in Kentucky will be buying her granddaughter in Virginia a purple iPod this Christmas for one reason “” its color.

“I know it sounds crazy,” says Leigh, who is retired. “But that’s what she wants.”

Margie Leigh, you are right about one thing here – it sounds crazy. Let’s take a step back and look at what’s going here. I am going to make some questionable generalizations because I don’t have all the information available to me.

First off, let’s address the child. I’m not one for picking on children and I shouldn’t throw stones because I wanted Converse Chuck Taylor All-Star High Tops in a few different colors as well. Still, if I was lucky enough to get a walkman for my birthday, I didn’t think about trading it in for one in a different color. Next year, I just wanted more music for it. So is the argument that iPods are the fashion accessories that Chuck Taylor’s or Swatches were then? I would buy that if they didn’t cost $150. If it’s normal for a 4 or 5 year old to think that $200 electronics count as fashion in today’s world, my wife and I might decide never to have children.

Now, let’s address the grandmother. It does make a point that she’s retired. Perhaps she’s retired with all kinds of money – it’s possible. If she’s the average retired grandmother though, the last few months have been extremely stressful on her finances. I know, I’m having those kinds of talks with my mom who is nearing retirement. Many people have watched a third of their money disappear. Let’s ignore this and assume that she’s got lots of money and has budgeted well for this gift.

What example is the grandmother setting? She’s teaching Laura that she can get what she wants, even if it’s something that makes no sense. An iPod of a different color is still an iPod. This isn’t like the horse of a different color saying at all. It has all the same features regardless of color (which, if you think about it, is true of horses). Furthermore, it’s utter bovine-excrement that pink isn’t in fashion. If it were Apple wouldn’t be selling Pink iPods. And last I checked Barbie hasn’t traded in all her pink dresses for a purple one (not that I keep up to date on Barbie).

If I’m Leigh here’s what I would do. I would grab a 2-3 Silicone iPod Cases in various colors for $25-35. Then I’d get her a couple of iTunes Gift Cards. At this point, she would have spent around $80 and came away with what I would consider more value than just an iPod in a different color. She can either chose to use up the rest of her budget on other things, or what I think I might do, put some money aside in an account to save for Laura’s first car in 10-12 years. Grandma Leigh wouldn’t have to tell her that’s what she is doing, but let me tell you, Laura is going to think she’s the best grandma ever when she gets ready to buy that car and has a head start of $800-$1000.

I wonder if Laura is going to be selling off her old pink iPod or if it’s going to be kept as a secondary one. If this is the case, and it’s in good condition, she might get decent enough value for it to make this whole rant somewhat unnecessary.

Filed Under: Spending Tagged With: christmas, granddaughter, grandma, horse of a different color, ipod, wizard of oz

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