Well, I guess I learned the first thing in my attempt to be a loan shark. If everyone was always paid back 100% of the time, I suppose everyone would do it. I haven’t lost my money yet, but one of my loans is 15 days late. I’ve heard that if they don’t make the first payment, there’s a good chance that it’s fraud. I’ll keep you updated on this, but it looks like I may have to fight for it.