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Net Worth Update – March 2008

April 21, 2008 by Lazy Man 8 Comments

With the middle of the month comes the update to my net worth. Last month, I was very happy to break even. This month that would have been a pipe dream. With the stock market dropping, my retirement accounts nearly dropped to less than $100,000 in value. In total, my net worth dropped roughly $4,500 to finish at $208,683.

Aside from that equity drop, which I can do little about, my finances were break even. I have taken made good strides in frugal living over the last month. I’ve realized that on a day-to-day basis, I typically have little or need to spend money. I will be reviewing my necessary expenses, soon, but at this point my alternative income covers that.

In a bit of a surprise move, I’m might take a part time job sometime soon. I’m hoping to work only 20 hours a week – if I find the right situation. I will still focus on this blog and other online ventures, but hopefully future month’s net worth will be helped by this potential job.

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Comments

  1. Llama Money says

    March 18, 2008 at 7:47 am

    Are there really any decent-paying part time jobs available? Unless you have some sort of part time consulting deal, I don’t know what else you can do to make some bucks in a non-full time situation. I’m curious to see what you do here.

    Reply
  2. Lazy Man says

    March 18, 2008 at 7:50 am

    I’m looking a part-time consulting gig ;-)… it’s not ideal, but it’s necessary.

    Reply
  3. Dividendgrowth says

    March 19, 2008 at 5:15 am

    Well, with the market rising sharply yesterday, you should at least be able to break even this month in terms of net worth.

    Reply
  4. Joseph Sangl says

    March 20, 2008 at 6:41 pm

    Part-time consulting can pay off big time …

    Reply
  5. Personal Loan Portfolio says

    March 21, 2008 at 5:19 pm

    Don’t let the net worth drop drag you down. Mine dropped nearly $6K this month. Although annoying, there is no reason to change 30 year plans over a short term drop. (I think you are with me on this time line thought.) Assuming that the majority of your money is for retirement, the drop only represents a sale on new stock purchases.

    Good luck with the part-time work. Something part-time and steady I am sure would be helpful.

    Reply
  6. 2million says

    March 21, 2008 at 5:31 pm

    Lazy, are you still putting monthly changes for your Boston house value from Zillow in your net worth? If thats the case then you did pretty good from my perspective — I would imagine the house value in zillow is going the wrong way too.

    Reply
  7. Lazy Man says

    March 21, 2008 at 5:54 pm

    I am still putting those into the picture. Zillow says the price has stabilized the last three months. Considering it’s 10% less than what I paid for it in 2004, I really hope it doesn’t fall more.

    Reply
  8. No Debt Plan says

    April 2, 2008 at 10:39 am

    A part time job can be great, especially at a place like Starbucks. Not sure what your benefits situation is, but not a bad place to be. I think if you work 20+ hrs per week, they give you benefits. Or you’re eligible for benefits (not sure if they “give” them to you or not.

    Reply

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