Sorry, I haven’t had a chance to write, but I’ve been on a tour interviewing for jobs in California. I picked up a guide to the real estate today and it was really an eye opener. Anything more than a 2 bedroom, 2 bathroom place was 1M+. I can see why mortgage companies are coming out with 40 and 50 year fixed mortgages. It’s really a necessity for them to do business. Without them, it would be near impossible to pay the monthly payments on a typical salary. I’m not even sure I can get by on the increased salary. It will be an adventure either way.