One of the most popular ways to budget is using a piece of software that is probably already on your computer: a spreadsheet. While it’s not a budget, that’s what I use to keep track of net worth and my online income. It may seem like a low-tech solution compared to many of the personal finance desktop applications and online services out there, but a lot of customization can be done. To prove that point, here’s a pile of spreadsheets. Most are designed to work with Microsoft Excel, but I’m guessing that they’ll work with the free Open Office suite.
- Get Rich Slowly – J.D. lists four spreadsheets. His favorite is Pear Budget’s free one. There are three others there that come from his readers… meaning that you can’t get them anywhere else.
- Christian Personal Finance – Bob ups the anty with 10 more spreadsheets including one by Gather Little By Little. I like the wedding one myself
- It’s Your Money – Michael scoffs at Bob’s pitiful 10 and adds 35 more spreadsheets. Some of them are fairly specialized (which I consider a good thing, because 35 general spreadsheets could get boring)
- Budgets Are Sexy – They didn’t want to be left out of the budgeting fun, so they link to many other budget spreadsheets.
- Freebie Finding Mom – She’s got 3 printable budget worksheets to share.
Last, but not least, Erica from Erica.biz gives her 10 Minutes Budget Spreadsheet. She goes the extra mile and created a video:
Do you have a favorite spreadsheet? Did I miss some? Let me know in the commments.