I hadn’t been following mortgage rates very closely over the last 6 months or so. I assumed they’d continue to rise as they have been. Just yesterday I got an interesting mail from Bankrate.com. It was an alert for mortgage prices that I set up over 2.5 years ago. Turns out that in Massachusetts you can get a 30-year fixed, 0 point, rate for 5.625% if you have perfect credit and every duck in a row. I found that’s it’s nearly impossible to get the rates posted, but even if you could get 5.875% or 6% you wouldn’t be doing half bad.