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	<title>Comments on: Three Random Stories (and Personal Finance Links)</title>
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	<description>Saving, Earning, and Investing Money</description>
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		<title>By: Michael</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-120390</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Fri, 26 Dec 2008 20:39:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-120390</guid>
		<description>Also, may I say that I enjoy the feel of this site.  Much less pretentious than say, Trent S. at The Simple Dollar.</description>
		<content:encoded><![CDATA[<p>Also, may I say that I enjoy the feel of this site.  Much less pretentious than say, Trent S. at The Simple Dollar.</p>
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		<title>By: Michael</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-120389</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Fri, 26 Dec 2008 20:37:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-120389</guid>
		<description>That&#039;s pretty funny.   You did the right thing at the drive-through.

The problem at our local McDonalds is that while the drive-through lane wraps around the building like a U, there&#039;s an entrance close to the halfway point.  Too often, someone comes in that entrance and thinks they can cut into line instead of going around.  I never let them, even if it means a game of chicken.  One memorable lady in a minivan floored the gas, darted around me and tried to order at the window.  They must not have let her because she floored it again and fled the scene.  Hilarious.</description>
		<content:encoded><![CDATA[<p>That&#8217;s pretty funny.   You did the right thing at the drive-through.</p>
<p>The problem at our local McDonalds is that while the drive-through lane wraps around the building like a U, there&#8217;s an entrance close to the halfway point.  Too often, someone comes in that entrance and thinks they can cut into line instead of going around.  I never let them, even if it means a game of chicken.  One memorable lady in a minivan floored the gas, darted around me and tried to order at the window.  They must not have let her because she floored it again and fled the scene.  Hilarious.</p>
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		<title>By: Lazy Man</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-119272</link>
		<dc:creator>Lazy Man</dc:creator>
		<pubDate>Thu, 18 Dec 2008 19:07:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-119272</guid>
		<description>I wasn&#039;t really concerned about the delay for my food.  I was slightly concerned that I&#039;d get the wrong food because the merge was messed up (didn&#039;t know about the video camera system).  The biggest thing was the principle.  If someone is being rude, I don&#039;t think you should accept the behavior and do nothing.  It just encourages more rudeness for the next person.

I try to make the world a better place to live each day and thought this was the best course of action to accomplish that.</description>
		<content:encoded><![CDATA[<p>I wasn&#8217;t really concerned about the delay for my food.  I was slightly concerned that I&#8217;d get the wrong food because the merge was messed up (didn&#8217;t know about the video camera system).  The biggest thing was the principle.  If someone is being rude, I don&#8217;t think you should accept the behavior and do nothing.  It just encourages more rudeness for the next person.</p>
<p>I try to make the world a better place to live each day and thought this was the best course of action to accomplish that.</p>
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		<title>By: Lynnie</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-119270</link>
		<dc:creator>Lynnie</dc:creator>
		<pubDate>Thu, 18 Dec 2008 18:55:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-119270</guid>
		<description>They were out of line - but so were you. Rudeness has no excuse, and I really hope you don&#039;t think that 1 minute delay to your cheeseburger was worth A)The time it took to write the post; B) the energy you&#039;ve put into thinking about it since; C) anything more than a &quot;Note to self: Do not be rude when older&quot;.</description>
		<content:encoded><![CDATA[<p>They were out of line &#8211; but so were you. Rudeness has no excuse, and I really hope you don&#8217;t think that 1 minute delay to your cheeseburger was worth A)The time it took to write the post; B) the energy you&#8217;ve put into thinking about it since; C) anything more than a &#8220;Note to self: Do not be rude when older&#8221;.</p>
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		<title>By: Michelle</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-119259</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Thu, 18 Dec 2008 16:54:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-119259</guid>
		<description>I noticed older people are often rude to younger people regardless. How many parents treat their young children with half as much respect as they treat their spouse? The kids grow up to think kids aren&#039;t worthy of respect and that they finally get their turn to be the evil dictator. While simultaneously wondering why kids don&#039;t show them any respect.</description>
		<content:encoded><![CDATA[<p>I noticed older people are often rude to younger people regardless. How many parents treat their young children with half as much respect as they treat their spouse? The kids grow up to think kids aren&#8217;t worthy of respect and that they finally get their turn to be the evil dictator. While simultaneously wondering why kids don&#8217;t show them any respect.</p>
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		<title>By: Jim</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-119028</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Wed, 17 Dec 2008 02:53:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-119028</guid>
		<description>The elderly should not get a free pass for being rude.   But I agree to being more forgiving of their behaviour in other ways.   Like if they didn&#039;t realize it was a merge system cause they were oblivious to there being 2 lanes then I would forgive that or excuse them there.   But if they respond with name calling then theres no call for that however old they were.

Jim</description>
		<content:encoded><![CDATA[<p>The elderly should not get a free pass for being rude.   But I agree to being more forgiving of their behaviour in other ways.   Like if they didn&#8217;t realize it was a merge system cause they were oblivious to there being 2 lanes then I would forgive that or excuse them there.   But if they respond with name calling then theres no call for that however old they were.</p>
<p>Jim</p>
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		<title>By: kosmo</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118958</link>
		<dc:creator>kosmo</dc:creator>
		<pubDate>Tue, 16 Dec 2008 18:59:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118958</guid>
		<description>I do tend to be a bit more lenient with the elderly.  Not so much due to time left on earth, but due to the fact that they might have physical limitations that can make certain actions difficult/painful.  In general, if I can prevent someone else from having an unpleasant experience without a whole lot of effort on my part, I&#039;ll do it.  This might come from the fact that my parents were older (my dad was 50+ when I was born).

Britt - So, if I want to mess with McDs, I line up identical twins, put them in indentical cars and send them through the drive through? :)

That does sound like a good system, actually.</description>
		<content:encoded><![CDATA[<p>I do tend to be a bit more lenient with the elderly.  Not so much due to time left on earth, but due to the fact that they might have physical limitations that can make certain actions difficult/painful.  In general, if I can prevent someone else from having an unpleasant experience without a whole lot of effort on my part, I&#8217;ll do it.  This might come from the fact that my parents were older (my dad was 50+ when I was born).</p>
<p>Britt &#8211; So, if I want to mess with McDs, I line up identical twins, put them in indentical cars and send them through the drive through? :)</p>
<p>That does sound like a good system, actually.</p>
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		<title>By: Slacker</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118954</link>
		<dc:creator>Slacker</dc:creator>
		<pubDate>Tue, 16 Dec 2008 18:18:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118954</guid>
		<description>LazyMan,

I&#039;ve struggled with this on occasion as well. Do elderly people deserve more forgiveness/perks/privileges simply for being old? In your situation, I would&#039;ve just cut them off if I could&#039;ve, but I tend not to honk unless it is a potentially life threatening or dangerous situation (like somebody going the wrong way on the road).

That being said, I think we should have one set of rules for all people. We may talk differently, or say things in a different way, but what&#039;s wrong is wrong no matter how many times in your life you&#039;ve had chances to experience those wrongs. Maybe as elders, they should lead by example, but I&#039;m not going to treat people any differently because they have more or less time on this earth than I do.

- Slacker
www.theslackermethod.com</description>
		<content:encoded><![CDATA[<p>LazyMan,</p>
<p>I&#8217;ve struggled with this on occasion as well. Do elderly people deserve more forgiveness/perks/privileges simply for being old? In your situation, I would&#8217;ve just cut them off if I could&#8217;ve, but I tend not to honk unless it is a potentially life threatening or dangerous situation (like somebody going the wrong way on the road).</p>
<p>That being said, I think we should have one set of rules for all people. We may talk differently, or say things in a different way, but what&#8217;s wrong is wrong no matter how many times in your life you&#8217;ve had chances to experience those wrongs. Maybe as elders, they should lead by example, but I&#8217;m not going to treat people any differently because they have more or less time on this earth than I do.</p>
<p>- Slacker<br />
<a href="http://www.theslackermethod.com" rel="nofollow">http://www.theslackermethod.com</a></p>
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		<title>By: brittdreams</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118952</link>
		<dc:creator>brittdreams</dc:creator>
		<pubDate>Tue, 16 Dec 2008 18:02:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118952</guid>
		<description>The new McDonald&#039;s system actually takes a picture of the car (taken while you&#039;re ordering), and stores it for all of about 10 minutes. The touch-screen the drive-thru cashier has actually shows pictures of cars and they tap the car, which brings up your order. So, assuming that store has the latest system, it actually wouldn&#039;t have mattered if you let the car go in front of you. Did they ask, &quot;Did you order a Big Mac?&quot; at the window, then they probably don&#039;t have the latest system.</description>
		<content:encoded><![CDATA[<p>The new McDonald&#8217;s system actually takes a picture of the car (taken while you&#8217;re ordering), and stores it for all of about 10 minutes. The touch-screen the drive-thru cashier has actually shows pictures of cars and they tap the car, which brings up your order. So, assuming that store has the latest system, it actually wouldn&#8217;t have mattered if you let the car go in front of you. Did they ask, &#8220;Did you order a Big Mac?&#8221; at the window, then they probably don&#8217;t have the latest system.</p>
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		<title>By: kosmo</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118951</link>
		<dc:creator>kosmo</dc:creator>
		<pubDate>Tue, 16 Dec 2008 17:57:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118951</guid>
		<description>To expand this a bit:

In the era of 1 wild card, there were 5 teams with 10-4 records that did not make the playoffs (all in 1975-1977, I believe)

In the dual wild card era (16 games), I think the 1985 Broncos were the only 11-5 team to miss the playoffs.

Also of note, the Broncos are -40 in point differential.  In theory, they could finish with 10 wins and have a negative point differential.</description>
		<content:encoded><![CDATA[<p>To expand this a bit:</p>
<p>In the era of 1 wild card, there were 5 teams with 10-4 records that did not make the playoffs (all in 1975-1977, I believe)</p>
<p>In the dual wild card era (16 games), I think the 1985 Broncos were the only 11-5 team to miss the playoffs.</p>
<p>Also of note, the Broncos are -40 in point differential.  In theory, they could finish with 10 wins and have a negative point differential.</p>
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		<title>By: kosmo</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118942</link>
		<dc:creator>kosmo</dc:creator>
		<pubDate>Tue, 16 Dec 2008 15:39:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118942</guid>
		<description>The 1967 Baltimore Colts were 11-1-2 - tied for the best record in the NFL - and did not make the playoffs.  Only the 4 NFL division winners made the playoffs that year.  The tiebreaker procedures was head to head.  The Colts and LA Rams played twice that year.  They tied one game, and then the Rams beat the Colts in the final regular season game to win the head-to-head tiebreaker.

1967 standings -&gt; http://www.pro-football-reference.com/years/1967/

Backgroun -&gt; http://miamimigraine.blogspot.com/2007/05/1967-baltimore-colts.html</description>
		<content:encoded><![CDATA[<p>The 1967 Baltimore Colts were 11-1-2 &#8211; tied for the best record in the NFL &#8211; and did not make the playoffs.  Only the 4 NFL division winners made the playoffs that year.  The tiebreaker procedures was head to head.  The Colts and LA Rams played twice that year.  They tied one game, and then the Rams beat the Colts in the final regular season game to win the head-to-head tiebreaker.</p>
<p>1967 standings -&gt; <a href="http://www.pro-football-reference.com/years/1967/" rel="nofollow">http://www.pro-football-reference.com/years/1967/</a></p>
<p>Backgroun -&gt; <a href="http://miamimigraine.blogspot.com/2007/05/1967-baltimore-colts.html" rel="nofollow">http://miamimigraine.blogspot.com/2007/05/1967-baltimore-colts.html</a></p>
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		<title>By: Leah</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118941</link>
		<dc:creator>Leah</dc:creator>
		<pubDate>Tue, 16 Dec 2008 15:13:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118941</guid>
		<description>I have to tell you, I have dealt with more rude old people than rude anyone else. Respect your elders to a point, but just because they&#039;re old doesn&#039;t mean they deserve special treatment. They should have manners just like us young whippersnappers. Hmph.

I watched the Oakland/New England game on Sunday and just laughed most of the time. I&#039;ve been a lifelong Pats fan (born on a Pats Super Bowl, thankyouverymuch), and these past few years have been tons of fun. Have you seen the Boston.com rundown of how the playoff scenarios might work? Way too complicated for me, but here it is if you&#039;re interested: http://www.boston.com/sports/columnists/wilbur/2008/12/15/settling_the_scenarios/ Sometimes a blowout victory is all you need for that energy/morale boost!</description>
		<content:encoded><![CDATA[<p>I have to tell you, I have dealt with more rude old people than rude anyone else. Respect your elders to a point, but just because they&#8217;re old doesn&#8217;t mean they deserve special treatment. They should have manners just like us young whippersnappers. Hmph.</p>
<p>I watched the Oakland/New England game on Sunday and just laughed most of the time. I&#8217;ve been a lifelong Pats fan (born on a Pats Super Bowl, thankyouverymuch), and these past few years have been tons of fun. Have you seen the Boston.com rundown of how the playoff scenarios might work? Way too complicated for me, but here it is if you&#8217;re interested: <a href="http://www.boston.com/sports/columnists/wilbur/2008/12/15/settling_the_scenarios/" rel="nofollow">http://www.boston.com/sports/columnists/wilbur/2008/12/15/settling_the_scenarios/</a> Sometimes a blowout victory is all you need for that energy/morale boost!</p>
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		<title>By: Michele</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118938</link>
		<dc:creator>Michele</dc:creator>
		<pubDate>Tue, 16 Dec 2008 14:24:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118938</guid>
		<description>I can really relate to the old people thing.  Years ago, I took my kids to a Sizzler Buffet.  My son, who was about 9 at the time, went up to the salad bar and was reaching for the last fresh strawberry in a bowl.  An old lady who was standing beside him elbowed him in the face, knocked the strawberry out of his fingers and shouted &quot;respect your elders&quot; as she snatched the strawberry away.  I went to the management to ask them to call the police, but just then, a server came out with a huge bowl of fresh strawberries and let my son have first pick.  He wasn&#039;t hurt, just kinda shocked. But from that time it was very clear that there is a disconnect that happens when you become elderly that you can do pretty much anything and get away with it.</description>
		<content:encoded><![CDATA[<p>I can really relate to the old people thing.  Years ago, I took my kids to a Sizzler Buffet.  My son, who was about 9 at the time, went up to the salad bar and was reaching for the last fresh strawberry in a bowl.  An old lady who was standing beside him elbowed him in the face, knocked the strawberry out of his fingers and shouted &#8220;respect your elders&#8221; as she snatched the strawberry away.  I went to the management to ask them to call the police, but just then, a server came out with a huge bowl of fresh strawberries and let my son have first pick.  He wasn&#8217;t hurt, just kinda shocked. But from that time it was very clear that there is a disconnect that happens when you become elderly that you can do pretty much anything and get away with it.</p>
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		<title>By: kosmo</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118874</link>
		<dc:creator>kosmo</dc:creator>
		<pubDate>Tue, 16 Dec 2008 04:56:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118874</guid>
		<description>(sigh)

you just know I&#039;m going to (eventually) dig up the answer for you ...

It almost has to be football.  Even a baseball team with 108 wins (162 game schedule) would only be .670.  I&#039;m betting there&#039;s an 11-3 (.786) team from the old 14 games schedule that missed the (smaller) playoffs - or at the very least, a 10-4 team (.714).  With the larger sample sizes in the other sports, I would find it difficult to believe that a .700+ team missed the playoffs, since .700 is very rare in those spots.</description>
		<content:encoded><![CDATA[<p>(sigh)</p>
<p>you just know I&#8217;m going to (eventually) dig up the answer for you &#8230;</p>
<p>It almost has to be football.  Even a baseball team with 108 wins (162 game schedule) would only be .670.  I&#8217;m betting there&#8217;s an 11-3 (.786) team from the old 14 games schedule that missed the (smaller) playoffs &#8211; or at the very least, a 10-4 team (.714).  With the larger sample sizes in the other sports, I would find it difficult to believe that a .700+ team missed the playoffs, since .700 is very rare in those spots.</p>
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		<title>By: Mike</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118871</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Tue, 16 Dec 2008 04:37:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118871</guid>
		<description>The 18-1 chant isn&#039;t lost on me.  I&#039;d cheer it up with them. Of course I&#039;m a Giants fan who&#039;s lived in New England for most of his life. =)</description>
		<content:encoded><![CDATA[<p>The 18-1 chant isn&#8217;t lost on me.  I&#8217;d cheer it up with them. Of course I&#8217;m a Giants fan who&#8217;s lived in New England for most of his life. =)</p>
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		<title>By: Austin</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118863</link>
		<dc:creator>Austin</dc:creator>
		<pubDate>Tue, 16 Dec 2008 02:43:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118863</guid>
		<description>Haha! Seems like the experience with cranky elderly people isn&#039;t that rare. I think we need to keep in mind that if a person lives long enough, then he or she will probably become really jaded. At some point, people stop caring what other people think.

Hey I remember a time when I was in line at the post office. When I got to the front, a guy cut in front of me. I politely said, &quot;Excuse me?&quot; He turns around, shoves a handicap placard in my face, and shouts &quot;OKAY?!?&quot;

Sigh. Would I be justified for punching the person in the face? Just kidding.</description>
		<content:encoded><![CDATA[<p>Haha! Seems like the experience with cranky elderly people isn&#8217;t that rare. I think we need to keep in mind that if a person lives long enough, then he or she will probably become really jaded. At some point, people stop caring what other people think.</p>
<p>Hey I remember a time when I was in line at the post office. When I got to the front, a guy cut in front of me. I politely said, &#8220;Excuse me?&#8221; He turns around, shoves a handicap placard in my face, and shouts &#8220;OKAY?!?&#8221;</p>
<p>Sigh. Would I be justified for punching the person in the face? Just kidding.</p>
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		<title>By: katy</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118841</link>
		<dc:creator>katy</dc:creator>
		<pubDate>Mon, 15 Dec 2008 22:26:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118841</guid>
		<description>geezers can be jerks too!</description>
		<content:encoded><![CDATA[<p>geezers can be jerks too!</p>
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		<title>By: PT Money</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118824</link>
		<dc:creator>PT Money</dc:creator>
		<pubDate>Mon, 15 Dec 2008 21:25:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118824</guid>
		<description>Honking at old people? Lazy Man, you&#039;ve reached a new low. ;)</description>
		<content:encoded><![CDATA[<p>Honking at old people? Lazy Man, you&#8217;ve reached a new low. ;)</p>
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		<title>By: HisMoney</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118823</link>
		<dc:creator>HisMoney</dc:creator>
		<pubDate>Mon, 15 Dec 2008 21:22:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118823</guid>
		<description>I don&#039;t think you were out of line at McDonalds at all. Some people just don&#039;t pay attention or think they can do whatever they want. It&#039;s a good thing to remind them or make them aware that what they&#039;re doing is wrong.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t think you were out of line at McDonalds at all. Some people just don&#8217;t pay attention or think they can do whatever they want. It&#8217;s a good thing to remind them or make them aware that what they&#8217;re doing is wrong.</p>
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		<title>By: Lazy Man</title>
		<link>http://www.lazymanandmoney.com/three-random-stories/comment-page-1/#comment-118822</link>
		<dc:creator>Lazy Man</dc:creator>
		<pubDate>Mon, 15 Dec 2008 21:19:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1299#comment-118822</guid>
		<description>Kosmo, yes I meant the four major US sports (MLB, NBA, NFL, NHL).  I had that in a previous edit, but it seems to I edited it out with another change.

I don&#039;t know the about the pre-merger NFL and AFL teams, but let&#039;s roughly define it as any major US sport with a playoff system of at least two rounds.  I was going to put a wild-card requirement in, but I&#039;m not sure too many baseball teams won 108 or so games and didn&#039;t make the playoffs.  I went back and looked at basketball as far as 1980 and it seems like some 2nd and 3rd place teams made the playoffs.</description>
		<content:encoded><![CDATA[<p>Kosmo, yes I meant the four major US sports (MLB, NBA, NFL, NHL).  I had that in a previous edit, but it seems to I edited it out with another change.</p>
<p>I don&#8217;t know the about the pre-merger NFL and AFL teams, but let&#8217;s roughly define it as any major US sport with a playoff system of at least two rounds.  I was going to put a wild-card requirement in, but I&#8217;m not sure too many baseball teams won 108 or so games and didn&#8217;t make the playoffs.  I went back and looked at basketball as far as 1980 and it seems like some 2nd and 3rd place teams made the playoffs.</p>
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