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Ten Cent Double Cheeseburgers?

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I know it's not particularly healthy, but this tip certainly passes the Lazy Man and saving money test...

Bank of America has a program that called Keep the Change. For the first three months, they'll put the difference between your purchase and the next round dollar into your account. That's a little confusing, but luckily they have a chart that explains it in full detail.

To get your ten cent double cheeseburger, head to almost any McDonald's and order it from the value menu. The charge will be $1, plus tax (5 cents in MA for instance) for a total of $1.05. When you hand over your BoA card, you'll have a debit of $1.05 from McDonalds, but BoA will deposit $0.95 in your account leaving you with a very filling meal for just 10 cents.

Of course this works for anything on the value menu, including their really tasty sundaes.

Last updated on December 14, 2006.

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10 Responses to “Ten Cent Double Cheeseburgers?”

  1. Festival of Frugality…

    Welcome to this week’s edition of the Festival of Frugality. Before I begin, I want to say that I received several entries that I felt were not appropriate for this carnival. Here are what the festival’s guidelines say about posts…

  2. […] My post on Ten Cent Double Cheeseburgers made it in the Festival of Frugality. […]

  3. […] I’ve written about McDonald’s Double Cheeseburgers as a complete meal and how you buy them for 10 cents, we enjoy the cheeseburgers that we make at home much, much more. We have learned a couple of tips […]

  4. Amanda B. says:

    What? You still have to pay for the $0.95. So you pay the $1.05 for the burger, then BoA takes and extra 0.95 from you checking account and adds it to your savings. It just moves your money for you, ot give you free money. Unless you are still in the 100% match period (the first three months). And even then, you don’t get the money until the end.

  5. Danny says:

    Yes, Amanda has this right.

    There is no free money with Keep the Change. All they do is move money from your checking to your savings.

    Burger still costs the same.

  6. Lazy Man says:

    If true, that’s new since when this article was written.

    “Bank of America said it will match 100 percent of each transfer for the first three months, and will contribute five percent a year thereafter.” – Consumer Affairs

    I don’t know how you can read that 100% match as anything other than them giving you the money.

  7. Danny says:

    Umm, first of all you never stated that 10 cent burgers was only for three months so the article is misleading.

    Second, who cares about 3 months? You can get a great cabletv rate for 3 months, etc.

    I am not about to open a bank account from Bank of America (who has more fees than most banks) just to get a deal for 3 months.

  8. Lazy Man says:

    For the first three months, they’ll put the difference between your purchase and the next round dollar into your account.”

    Something as good as a 10 cent meal for 3 months is significant. I don’t recommend getting a BoA account, but if you already have one, why not take advantage.

  9. Richard says:

    That makes no sense, the promotion period is for new accounts

  10. RandomChick says:

    Okay. That was pretty direct. You included the fact that it was for the first three months. Thanks for the information. (No need to get snarky everyone.)

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