I hope your holidays have been good so far. Outside of the outcome of some sporting events they've been great for me. Nothing specific, just spending good family time.
My wife and I went to the Celtics game against the Golden State Warriors on the 26th. We love to go to any Boston sporting event as its a way for us to in touch with what we consider our home, Boston. We hoped to see the Celtics bounce back from losing to the Lakers on Christmas. Unfortunately they blew a 14 point lead to the Warriors and lost. I have watched 3 Celtics games this year and they are 1-2 in those games. The rest of the games they are 28-1.
Yesterday's football games went no better for fans of Boston sports. The football playoff scenario I described a few weeks ago where the Patriots could be 11-5 and not make the playoffs came true yesterday. Since the league moved to it's current format of allowing 6 playoff teams in 1990, no 11-5 team has not made the playoffs - until yesterday. The odd occurrence left the 7-8 Chargers a chance to play in prime time for a home field playoff spot. They capitalized on the opportunity and will not only play a playoff game, but host one with an 8-8 record.
I've talked with some people around the nation, not just Patriots fans, and they feel like it's a disservice to the NFL for an 11-5 team to be at home while an 8-8 team plays in the playoffs. They said that the NFL should want to promote it's best product come playoff time. The NFL got very lucky this year that the 8-8 team is playing great football. If divisions were aligned differently a team like Buffalo who haven't played well since the beginning of the year could have had a chance to sneak into the playoffs with just a little better play.
I was chatting with Five Cent Nickel last night and he proposed a solution that allows division battles to mean something - as well as wild cards. He suggested that the NFL go back to the three division format, but keep the 6 playoff teams - three division winners and three wild cards. If divisions had 6 teams, there would be less of a chance of someone winning one with an 8-8 record. This would have saved the 1985 Broncos, the other 11-5 team not to make the playoffs. Sadly, when you look at the teams, even this probably wouldn't have saved the Patriots this year. The natural alignment would be to go with a East, Central, and West to be leaders and there weren't any teams that I'd put in the West division that would have taken the title with a good record. You'd probably still have 6 teams with 11 wins or more fighting for 5 playoff spots.
Before my head explodes, let's get to these personal finance links:
- Brip Blap asks who watches the watchmen?
- Frugal Dad advices readers to establish a Christmas savings fund for next year!
- Generation X Finance writes about finding attractive interest rates in a low-yield environment.
- Seven real estate myths busted wide open at Million Dollar Journey.
- Digerati Life writes on the biggest stock investment scam in history: how does it affect us?
- Money Smart Life visits the best careers for a recession.
- My Dollar Plan posts adventures in digging.
- The Sun's Financial Diary explains the difference between a debit card and a credit card.
More Financial Posts:
- Mighty Bargain Hunter says patching up shortfalls can mean postponing retirement savings.
- NCN posts debit card liability protection.
- Free Money Finance explains how to conduct an exit interview.
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