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	<title>Comments on: Save Money on Cell Phones</title>
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	<description>Saving, Earning, and Investing Money</description>
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		<title>By: Twoforone</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-382949</link>
		<dc:creator>Twoforone</dc:creator>
		<pubDate>Fri, 01 Apr 2011 15:35:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-382949</guid>
		<description>I&#039;ve been thinking of switching to prepaid for a while now, but unsure which is the best option. You guys mention straight talk, but my friend has net10 and says it has better service than even the contract providers since it uses verizon and AT&amp;T&#039;s networks, which I don&#039;t really get, especially when they&#039;re half price, but hey, I&#039;m not complaining. Have you guys found the phone selection to be comparable to those contract providers?</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been thinking of switching to prepaid for a while now, but unsure which is the best option. You guys mention straight talk, but my friend has net10 and says it has better service than even the contract providers since it uses verizon and AT&amp;T&#8217;s networks, which I don&#8217;t really get, especially when they&#8217;re half price, but hey, I&#8217;m not complaining. Have you guys found the phone selection to be comparable to those contract providers?</p>
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		<title>By: Kasey</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-353810</link>
		<dc:creator>Kasey</dc:creator>
		<pubDate>Fri, 11 Mar 2011 04:28:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-353810</guid>
		<description>I think the key to saving money on cell phone is to find the right fit for your needs. Luckily living in the US, we have so many options to choose from. For me, since I&#039;m a heavy user, only an unlimited plan make sense. I also did my fair share of shopping around and found StraightTalk to be my ideal fit...reliable service and unlimited everything for only $45 a month...totally doable!</description>
		<content:encoded><![CDATA[<p>I think the key to saving money on cell phone is to find the right fit for your needs. Luckily living in the US, we have so many options to choose from. For me, since I&#8217;m a heavy user, only an unlimited plan make sense. I also did my fair share of shopping around and found StraightTalk to be my ideal fit&#8230;reliable service and unlimited everything for only $45 a month&#8230;totally doable!</p>
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		<title>By: martymcfly</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-353500</link>
		<dc:creator>martymcfly</dc:creator>
		<pubDate>Thu, 03 Mar 2011 06:48:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-353500</guid>
		<description>I was looking to save money and so I switched to a prepaid phone, but unlike what this article says, it itsn&#039;t for people who don&#039;t use as many minutes. Like carolyn said with straight talk, they also have an unlimited plan for 45, which is so cheap! Like close to the minimums of most contract plans, and you get unlimited text, talk, and web! no extra costs, nada. Plus they use verizon&#039;s netowrk which is awesome. we need to band together and stop letting the contract plans get away with their pricing</description>
		<content:encoded><![CDATA[<p>I was looking to save money and so I switched to a prepaid phone, but unlike what this article says, it itsn&#8217;t for people who don&#8217;t use as many minutes. Like carolyn said with straight talk, they also have an unlimited plan for 45, which is so cheap! Like close to the minimums of most contract plans, and you get unlimited text, talk, and web! no extra costs, nada. Plus they use verizon&#8217;s netowrk which is awesome. we need to band together and stop letting the contract plans get away with their pricing</p>
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		<title>By: CarolynSmith</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-350467</link>
		<dc:creator>CarolynSmith</dc:creator>
		<pubDate>Thu, 13 Jan 2011 01:07:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-350467</guid>
		<description>You know tomsfamily is right, Straight Talk is awesome, nver before have I experienced the freedom of a pay as you go phone or an affordable plan like the ST $30, for only 30 a month you get 1000 text and 1000 voice and 30 web, it&#039;s more than enought for me and my family. The best thing is that I dont have a contract and I can switch whenever I want. I got mine online at www.straighttalk.com but you can also find it at walmart.</description>
		<content:encoded><![CDATA[<p>You know tomsfamily is right, Straight Talk is awesome, nver before have I experienced the freedom of a pay as you go phone or an affordable plan like the ST $30, for only 30 a month you get 1000 text and 1000 voice and 30 web, it&#8217;s more than enought for me and my family. The best thing is that I dont have a contract and I can switch whenever I want. I got mine online at <a href="http://www.straighttalk.com" rel="nofollow">http://www.straighttalk.com</a> but you can also find it at walmart.</p>
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		<title>By: TheTomsFamily</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-350395</link>
		<dc:creator>TheTomsFamily</dc:creator>
		<pubDate>Tue, 11 Jan 2011 03:56:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-350395</guid>
		<description>Prepaid cellphones is the way to go if you need to save money on your bill, because there&#039;s no bill and you pay only for the minutes you use. Now, for example Straight Talk lets you switche from a pay as you go to a fix prepaid plan with no contracts or penalties according to your seasonal needs. So I go from the $45 to the $30 a month accordign to how much I need to use that month.</description>
		<content:encoded><![CDATA[<p>Prepaid cellphones is the way to go if you need to save money on your bill, because there&#8217;s no bill and you pay only for the minutes you use. Now, for example Straight Talk lets you switche from a pay as you go to a fix prepaid plan with no contracts or penalties according to your seasonal needs. So I go from the $45 to the $30 a month accordign to how much I need to use that month.</p>
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		<title>By: Harduponcash</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-292506</link>
		<dc:creator>Harduponcash</dc:creator>
		<pubDate>Thu, 07 Oct 2010 10:36:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-292506</guid>
		<description>To try make ends meet, some months are crazy whilst others you find are easier to breath financially. Net10 has this amazing offer which is flexibile.  I can change between options monthly according to my depleting funds like the unlimited option for $50.00 and $25 for 750 minutes.  Now I can spend according to budget.</description>
		<content:encoded><![CDATA[<p>To try make ends meet, some months are crazy whilst others you find are easier to breath financially. Net10 has this amazing offer which is flexibile.  I can change between options monthly according to my depleting funds like the unlimited option for $50.00 and $25 for 750 minutes.  Now I can spend according to budget.</p>
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		<title>By: Marty</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-228877</link>
		<dc:creator>Marty</dc:creator>
		<pubDate>Thu, 29 Jul 2010 04:06:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-228877</guid>
		<description>Family Circle Magazine in this months magazine listed www.cellbills.com as an easy way to slash cell phone bills and cell phone cost.  It is a very easy to use website that shows you how to reduce your cell phone cost.  Here is the article link from Family Cirlcle Magazine.  
  
http://www.familycircle-digital.com/familycircle/201008?pg=88#pg88

I hope this helps some people save money on cell phone bills!</description>
		<content:encoded><![CDATA[<p>Family Circle Magazine in this months magazine listed <a href="http://www.cellbills.com" rel="nofollow">http://www.cellbills.com</a> as an easy way to slash cell phone bills and cell phone cost.  It is a very easy to use website that shows you how to reduce your cell phone cost.  Here is the article link from Family Cirlcle Magazine.  </p>
<p><a href="http://www.familycircle-digital.com/familycircle/201008?pg=88#pg88" rel="nofollow">http://www.familycircle-digital.com/familycircle/201008?pg=88#pg88</a></p>
<p>I hope this helps some people save money on cell phone bills!</p>
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		<title>By: Kimberly</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-174321</link>
		<dc:creator>Kimberly</dc:creator>
		<pubDate>Wed, 24 Mar 2010 00:49:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-174321</guid>
		<description>I&#039;ve seen a lot of interesting information here. I personally went with prepaid because I was tired of the huge bills with my previous carrier when I really wasn&#039;t using the phone enough to justify. I went with Net10 and the savings have been huge and not to mention, I have quality customer service and a calling network. Net10&#039;s &quot;easy minutes&quot; plans or pay-as-you go work prefectly for me since I really use my phone exclusively for work and emergencies - I dont worry about fees or contracts. Their phones are affordable and the TMobile calling network has provided really solid coverage, especailly here in Miami. Best of all, Net10 is super easy to find and purchase - you can check out Target or Best Buy for the phones and minutes cards. I feel like I&#039;m finally paying exactly for what I need a phone for. Net10 was a great fit.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve seen a lot of interesting information here. I personally went with prepaid because I was tired of the huge bills with my previous carrier when I really wasn&#8217;t using the phone enough to justify. I went with Net10 and the savings have been huge and not to mention, I have quality customer service and a calling network. Net10&#8242;s &#8220;easy minutes&#8221; plans or pay-as-you go work prefectly for me since I really use my phone exclusively for work and emergencies &#8211; I dont worry about fees or contracts. Their phones are affordable and the TMobile calling network has provided really solid coverage, especailly here in Miami. Best of all, Net10 is super easy to find and purchase &#8211; you can check out Target or Best Buy for the phones and minutes cards. I feel like I&#8217;m finally paying exactly for what I need a phone for. Net10 was a great fit.</p>
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		<title>By: Bruce</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-170866</link>
		<dc:creator>Bruce</dc:creator>
		<pubDate>Sun, 28 Feb 2010 16:31:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-170866</guid>
		<description>These are all great tips! I needed to save money on my cell phone bills so I switched to straight talk. I got a great phone with a great plan that fits everything I needed. I now have unlimited calling and texting for only $45 a month. There was no contract and they are part of the Verizon network so my service is has been great!</description>
		<content:encoded><![CDATA[<p>These are all great tips! I needed to save money on my cell phone bills so I switched to straight talk. I got a great phone with a great plan that fits everything I needed. I now have unlimited calling and texting for only $45 a month. There was no contract and they are part of the Verizon network so my service is has been great!</p>
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		<title>By: KT</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-143797</link>
		<dc:creator>KT</dc:creator>
		<pubDate>Tue, 28 Jul 2009 02:44:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-143797</guid>
		<description>I find prepaid works best for me as I do not use a lot of minutes. I used to pay $40/month under my old plan but since I made the switch to TracFone,I average $10 (if even) per month! No contract! No more paying for unused minutes :)</description>
		<content:encoded><![CDATA[<p>I find prepaid works best for me as I do not use a lot of minutes. I used to pay $40/month under my old plan but since I made the switch to TracFone,I average $10 (if even) per month! No contract! No more paying for unused minutes :)</p>
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		<title>By: Chris Chan</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-143638</link>
		<dc:creator>Chris Chan</dc:creator>
		<pubDate>Sun, 26 Jul 2009 02:32:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-143638</guid>
		<description>PS.
Speaking of cellphones, I came across this Net10 video mashup here: http://no-evil.net. Funny stuff!!</description>
		<content:encoded><![CDATA[<p>PS.<br />
Speaking of cellphones, I came across this Net10 video mashup here: <a href="http://no-evil.net" rel="nofollow">http://no-evil.net</a>. Funny stuff!!</p>
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		<title>By: Chris Chan</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-143634</link>
		<dc:creator>Chris Chan</dc:creator>
		<pubDate>Sun, 26 Jul 2009 02:00:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-143634</guid>
		<description>Prepaid is the only way to go. I have a Tracfone. It&#039;s a great way to keep in touch with your kids. Calls and texts are less expensive on a TracFone than on other phones and with no contract, there&#039;s no surprises!</description>
		<content:encoded><![CDATA[<p>Prepaid is the only way to go. I have a Tracfone. It&#8217;s a great way to keep in touch with your kids. Calls and texts are less expensive on a TracFone than on other phones and with no contract, there&#8217;s no surprises!</p>
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		<title>By: Ann</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-141216</link>
		<dc:creator>Ann</dc:creator>
		<pubDate>Tue, 23 Jun 2009 16:55:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-141216</guid>
		<description>Prepaid cellular phone plans are great if you don&#039;t use a lot of minutes, or aren&#039;t sure when you&#039;ll be using your minutes. If you&#039;re using a prepaid plan, you&#039;ll never have to deal with a contract or a monthly charge. You pay as you go, refilling your phone whenever it runs out of money. Many major cell phone providers have started offering this kind of service to people who don&#039;t need or want a regular cell phone plan.</description>
		<content:encoded><![CDATA[<p>Prepaid cellular phone plans are great if you don&#8217;t use a lot of minutes, or aren&#8217;t sure when you&#8217;ll be using your minutes. If you&#8217;re using a prepaid plan, you&#8217;ll never have to deal with a contract or a monthly charge. You pay as you go, refilling your phone whenever it runs out of money. Many major cell phone providers have started offering this kind of service to people who don&#8217;t need or want a regular cell phone plan.</p>
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		<title>By: Geralt</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-141031</link>
		<dc:creator>Geralt</dc:creator>
		<pubDate>Sat, 20 Jun 2009 21:23:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-141031</guid>
		<description>I love the idea of going prepaid. I think I will switch as soon as my contract expires at the end of next month. I have already found the plan I&#039;ll be using too. Called StraightTalk from Tracfone, gives 1000 minutes, 1000 texts and 30mb data for $30! Incredible at 2c a minute and 1c per text or something like that. It is still a fairly heavy use package for much less than I&#039;m paying now.</description>
		<content:encoded><![CDATA[<p>I love the idea of going prepaid. I think I will switch as soon as my contract expires at the end of next month. I have already found the plan I&#8217;ll be using too. Called StraightTalk from Tracfone, gives 1000 minutes, 1000 texts and 30mb data for $30! Incredible at 2c a minute and 1c per text or something like that. It is still a fairly heavy use package for much less than I&#8217;m paying now.</p>
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		<title>By: cheap chick</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-138939</link>
		<dc:creator>cheap chick</dc:creator>
		<pubDate>Sun, 31 May 2009 01:55:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-138939</guid>
		<description>I dumped my AT&amp;T phone and got out of my cellphone contract when the company changed its terms. (Did you know that if they do that, it voids the contract? They don&#039;t tell you that, but I saw it on the Consumerist site and it worked! No termination fee too. Haha.)

Anyway, I got a prepaid Net10 phone and everything is 10 cents a minute... even International calls which is great since my son is traveling right now.

But the best thing about this is that there aren&#039;t any bills and I know what my costs are because I pay upfront for my calls. It&#039;s great!</description>
		<content:encoded><![CDATA[<p>I dumped my AT&amp;T phone and got out of my cellphone contract when the company changed its terms. (Did you know that if they do that, it voids the contract? They don&#8217;t tell you that, but I saw it on the Consumerist site and it worked! No termination fee too. Haha.)</p>
<p>Anyway, I got a prepaid Net10 phone and everything is 10 cents a minute&#8230; even International calls which is great since my son is traveling right now.</p>
<p>But the best thing about this is that there aren&#8217;t any bills and I know what my costs are because I pay upfront for my calls. It&#8217;s great!</p>
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		<title>By: PT Money</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-136463</link>
		<dc:creator>PT Money</dc:creator>
		<pubDate>Mon, 11 May 2009 20:20:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-136463</guid>
		<description>Nice to see your experience with limiting Cell Phone expenses. Looking forward to sharing this in the Carnival of Money Stories next week.</description>
		<content:encoded><![CDATA[<p>Nice to see your experience with limiting Cell Phone expenses. Looking forward to sharing this in the Carnival of Money Stories next week.</p>
]]></content:encoded>
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		<title>By: Lazy Man</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-136291</link>
		<dc:creator>Lazy Man</dc:creator>
		<pubDate>Sun, 10 May 2009 13:02:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-136291</guid>
		<description>Actually a few companies allow you to buy more minutes for the current billing cycle without having to upgrade.  I know I did this with Sprint a couple of years back.

Since a new contract typically has a $200 cancellation fee (or value in a new phone upgrade), it&#039;s probably not worth upgrading your account for minute overages unless you weren&#039;t even close.</description>
		<content:encoded><![CDATA[<p>Actually a few companies allow you to buy more minutes for the current billing cycle without having to upgrade.  I know I did this with Sprint a couple of years back.</p>
<p>Since a new contract typically has a $200 cancellation fee (or value in a new phone upgrade), it&#8217;s probably not worth upgrading your account for minute overages unless you weren&#8217;t even close.</p>
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		<title>By: PennyScraper</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-136286</link>
		<dc:creator>PennyScraper</dc:creator>
		<pubDate>Sun, 10 May 2009 10:19:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-136286</guid>
		<description>If you have already gone over your alloted minutes for the month, this is how you save?

Call your phone company on the last day of your billing cycle and ask that your plan be upgraded. The upgrade is done retroactively to the begin of your current billing cycle.This makes your overages now within the limits of the new upgraded plan! So now your paying about $10 more instead of 40Â¢ per minute.(Of course do the math to ensure you will actually save.) Then the following month you can downgrade your plan minutes again.

The catch is that when you upgrade your plan you are entering into a new contract with your service provider.The new contract is going to be extended for a year from the date of upgrade. Not a problem if you planned on staying with your current provider.</description>
		<content:encoded><![CDATA[<p>If you have already gone over your alloted minutes for the month, this is how you save?</p>
<p>Call your phone company on the last day of your billing cycle and ask that your plan be upgraded. The upgrade is done retroactively to the begin of your current billing cycle.This makes your overages now within the limits of the new upgraded plan! So now your paying about $10 more instead of 40Â¢ per minute.(Of course do the math to ensure you will actually save.) Then the following month you can downgrade your plan minutes again.</p>
<p>The catch is that when you upgrade your plan you are entering into a new contract with your service provider.The new contract is going to be extended for a year from the date of upgrade. Not a problem if you planned on staying with your current provider.</p>
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		<title>By: The Van Man</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-136029</link>
		<dc:creator>The Van Man</dc:creator>
		<pubDate>Thu, 07 May 2009 15:28:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-136029</guid>
		<description>The best thing is to not use your phone so much - that saves me a fortune!</description>
		<content:encoded><![CDATA[<p>The best thing is to not use your phone so much &#8211; that saves me a fortune!</p>
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		<title>By: Jerry</title>
		<link>http://www.lazymanandmoney.com/save-money-on-cell-phones/comment-page-1/#comment-135923</link>
		<dc:creator>Jerry</dc:creator>
		<pubDate>Wed, 06 May 2009 14:29:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1969#comment-135923</guid>
		<description>I can&#039;t understand the ringtone phenomenon, either, that&#039;s for sure!  Talk about something that leads to a waste of money... on the other hand, employee discounts are a great deal.  Our last account in the States before we moved overseas had a wonderful deal.  Also, I think that the phone insurance is often a rip-off for many people.  For others - those who destroy phones all the time - it might be worth it.
Jerry</description>
		<content:encoded><![CDATA[<p>I can&#8217;t understand the ringtone phenomenon, either, that&#8217;s for sure!  Talk about something that leads to a waste of money&#8230; on the other hand, employee discounts are a great deal.  Our last account in the States before we moved overseas had a wonderful deal.  Also, I think that the phone insurance is often a rip-off for many people.  For others &#8211; those who destroy phones all the time &#8211; it might be worth it.<br />
Jerry</p>
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