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Prosper Lenders Need to Check Out RateLadder.com

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Prosper.com LogoYesterday I came across a new gem of a personal finance website, RateLadder.com. Since I've started blogging, I've read more and more blogs. I probably read over 50 blog posts a day from a variety of blogs. If I run into one blog that's truly helpful a month, I'm pretty happy.

In reading RateLadder, I've come across something that can immediately pay dividends in my Prosper.com strategy. I had sworn off standing orders in the past. My money would inevitably get tied up in a loan for 9 days just to have the loan not get funded. I would then have to try again. It seems that standing orders have changed and you can set many more options now.

Kevin at RateLadder has pulled off some really nice looking loans like those here and here. I haven't even scratched the surface of what the site has to offer. I'll be spending a lot more time there in the next few days.

Posted on January 31, 2007.

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4 Responses to “Prosper Lenders Need to Check Out RateLadder.com”

  1. Martin says:

    I was a little skeptical about Prosper.com until I read this article and went to RateLadder. I have signed up for Prosper, but I was just letting it sit there. I think I might take the $150 I just got from my cell phone rebate and start looking to invest in some loans. Prosper sounds like it has it’s act together if you can do what RateLadder is doing.

    Thanks for opening my eyes Lazy Man

  2. Lazy Man says:

    Thanks, I’ve been a big fan of Prosper since it’s inception. It doesn’t do everything perfectly, but I think it provides a solid service. It’s success lies directly on lenders and borrowers. I wouldn’t be skeptical of Prosper itself, but just of the individual investments that can be made there.

    I personally love the opportunity to be the bank. Now if only I could be the “house” at a casino ;-).

  3. Thanks for the shout out. I am trying to be more rigorous in my own prosper dealings and I figure telling the world what I am doing (transparency) will force my hand. Basically the opposite of security through obscurity. I welcome the interaction.

  4. One Week after this post. Lazy Man accounts for 23% of Rate Ladder weekly traffic with 153 unique visitors each viewing 3.77 pages. (Most of that the day ofthe post.) Thanks!

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