Comments on: Prosper is Just too Much Fun http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/ Saving, Earning, and Investing Money Sat, 21 Nov 2009 00:22:17 -0800 http://wordpress.org/?v=2.8.5 hourly 1 By: Apple User Group http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/comment-page-1/#comment-4231 Apple User Group Sat, 17 Mar 2007 05:52:03 +0000 http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/#comment-4231 I totally agree with the human connection, it is the addictive part of the process. It can be a bit of a soap opera, we laugh, we cry, in the end were all looking to improve our lives... (Editor's note: removed commercial promotion) I totally agree with the human connection, it is the addictive part of the process. It can be a bit of a soap opera, we laugh, we cry, in the end were all looking to improve our lives… (Editor’s note: removed commercial promotion)

]]> By: Lazy Man and Money » Alternative Income Streams Schedule Change http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/comment-page-1/#comment-666 Lazy Man and Money » Alternative Income Streams Schedule Change Fri, 22 Dec 2006 17:04:57 +0000 http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/#comment-666 [...] Even though Prosper is fun, I need to make more disciplined payments to my down HELOC.  While I still believe I’m earning a little more in Prosper, I don’t want to put all my eggs in that basket. [...] [...] Even though Prosper is fun, I need to make more disciplined payments to my down HELOC.  While I still believe I’m earning a little more in Prosper, I don’t want to put all my eggs in that basket. [...]

]]> By: lazymanandmoney http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/comment-page-1/#comment-409 lazymanandmoney Wed, 13 Dec 2006 17:20:09 +0000 http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/#comment-409 I believe you are right about the taxes Major. I wish it would be a little more tax efficient. At my tax bracket (I think it's going to be at 25% or 28% - I haven't full calculated it), the 15%+ estimated, risk-adjusted, gain is pretty good. I think that's better than can I do with more tax-efficient investments. I believe you are right about the taxes Major. I wish it would be a little more tax efficient. At my tax bracket (I think it’s going to be at 25% or 28% – I haven’t full calculated it), the 15%+ estimated, risk-adjusted, gain is pretty good. I think that’s better than can I do with more tax-efficient investments.

]]> By: Major http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/comment-page-1/#comment-406 Major Wed, 13 Dec 2006 12:11:10 +0000 http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/#comment-406 How are taxes figured? Being as it is interest accrued, wouldn't that be taxed at your highest rate? If so, what is the effect of taxes (and defaults) on your realized rate of return? How are taxes figured? Being as it is interest accrued, wouldn’t that be taxed at your highest rate? If so, what is the effect of taxes (and defaults) on your realized rate of return?

]]> By: fin_indie http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/comment-page-1/#comment-390 fin_indie Sun, 10 Dec 2006 17:33:24 +0000 http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/#comment-390 Lazy, I'm with you. Prosper does have a certain draw for the reasons you cite. I especially like the "I'm funding new loans on the interest alone!" comment. It's true, how can you not like that?? I just added more money to the system and am looking for more loans to fund myself: <a HREF="http://retiringearly.blogspot.com/2006/12/more-on-prospercom.html" rel="nofollow">http://retiringearly.blogspot.com/2006/12/more-on-prospercom.html</A> Lazy, I’m with you. Prosper does have a certain draw for the reasons you cite. I especially like the “I’m funding new loans on the interest alone!” comment. It’s true, how can you not like that??

I just added more money to the system and am looking for more loans to fund myself:

http://retiringearly.blogspot.com/2006/12/more-on-prospercom.html

]]> By: The Personal Finance Weblog http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/comment-page-1/#comment-365 The Personal Finance Weblog Fri, 08 Dec 2006 18:19:26 +0000 http://www.lazymanandmoney.com/prosper-is-just-too-much-fun/#comment-365 <strong>Other Voices: Links for 12/8/06...</strong> Advice on money... Ben Stein: If you're not rich, please don't show off at this time of year by spending money you don't have. My Open Wallet: ...I do tend to enjoy business travel, and of course some of the...... Other Voices: Links for 12/8/06…

Advice on money… Ben Stein: If you're not rich, please don't show off at this time of year by spending money you don't have. My Open Wallet: …I do tend to enjoy business travel, and of course some of the……

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