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	<title>Comments on: Personal Finance Blogging Pet Peeves #2 (or #X tips that will save you $Y)</title>
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	<link>http://www.lazymanandmoney.com/personal-finance-blogging-pet-peeves-2-or-x-tips-that-will-save-you-y/</link>
	<description>Saving, Earning, and Investing Money</description>
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		<title>By: Frugal Babe &#187; Carnival of Personal Finance</title>
		<link>http://www.lazymanandmoney.com/personal-finance-blogging-pet-peeves-2-or-x-tips-that-will-save-you-y/comment-page-1/#comment-1383</link>
		<dc:creator>Frugal Babe &#187; Carnival of Personal Finance</dc:creator>
		<pubDate>Tue, 16 Jan 2007 02:45:34 +0000</pubDate>
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		<description>[...] The Carnival of Personal Finance is up at Young and Broke.  I just spent an hour reading most of the posts, which inspired me to keep chipping away at my own financial goals.  I agree with Lazy Man when he talks about how so many personal finance articles have the same stuff - once you&#8217;ve eliminated the lattes and cable tv, that tip doesn&#8217;t help anymore.  When I started reading pf books, magazines, and blogs about three years ago, I was already pretty frugal, and pretty broke.  It didn&#8217;t help to tell me to eliminate lattes and pack my lunch, because I was already doing that out of necessity.  These days, we have our investments and savings automated, we pay extra on our mortgage every month, we pay our credit card in full every month, and the only debt we have besides our mortgage is $2800 on a 0% interest credit card.  So most of the advice and tips I read aren&#8217;t ideas that I can implement.  [...]</description>
		<content:encoded><![CDATA[<p>[...] The Carnival of Personal Finance is up at Young and Broke.  I just spent an hour reading most of the posts, which inspired me to keep chipping away at my own financial goals.  I agree with Lazy Man when he talks about how so many personal finance articles have the same stuff &#8211; once you&#8217;ve eliminated the lattes and cable tv, that tip doesn&#8217;t help anymore.  When I started reading pf books, magazines, and blogs about three years ago, I was already pretty frugal, and pretty broke.  It didn&#8217;t help to tell me to eliminate lattes and pack my lunch, because I was already doing that out of necessity.  These days, we have our investments and savings automated, we pay extra on our mortgage every month, we pay our credit card in full every month, and the only debt we have besides our mortgage is $2800 on a 0% interest credit card.  So most of the advice and tips I read aren&#8217;t ideas that I can implement.  [...]</p>
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		<title>By: English Major</title>
		<link>http://www.lazymanandmoney.com/personal-finance-blogging-pet-peeves-2-or-x-tips-that-will-save-you-y/comment-page-1/#comment-1145</link>
		<dc:creator>English Major</dc:creator>
		<pubDate>Mon, 08 Jan 2007 21:37:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/personal-finance-blogging-pet-peeves-2-or-x-tips-that-will-save-you-y/#comment-1145</guid>
		<description>I agree!  I often (though not always) also find that bloggers tend to skip the cost of the alternate behavior they&#039;re suggesting when calculating savings.  So instead of &quot;If you make a cup of coffee with steamed milk for $0.60 instead of getting Starbucks for $3, you save $2.40,&quot; there&#039;s a tendency to say, &quot;Skip that $3 Starbucks!  You can make your own coffee.  Savings: $3&quot;

Can I vote that the next pet peeve is comparisons of saving money to dieting?  Because that&#039;s real annoying.</description>
		<content:encoded><![CDATA[<p>I agree!  I often (though not always) also find that bloggers tend to skip the cost of the alternate behavior they&#8217;re suggesting when calculating savings.  So instead of &#8220;If you make a cup of coffee with steamed milk for $0.60 instead of getting Starbucks for $3, you save $2.40,&#8221; there&#8217;s a tendency to say, &#8220;Skip that $3 Starbucks!  You can make your own coffee.  Savings: $3&#8243;</p>
<p>Can I vote that the next pet peeve is comparisons of saving money to dieting?  Because that&#8217;s real annoying.</p>
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		<title>By: Trent</title>
		<link>http://www.lazymanandmoney.com/personal-finance-blogging-pet-peeves-2-or-x-tips-that-will-save-you-y/comment-page-1/#comment-1144</link>
		<dc:creator>Trent</dc:creator>
		<pubDate>Mon, 08 Jan 2007 21:05:09 +0000</pubDate>
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		<description>Whenever I post a list like this, I try to find something I haven&#039;t seen anywhere else, so that experienced folks will get something out of the article.  What&#039;s the point of just recycling content you find everywhere else?</description>
		<content:encoded><![CDATA[<p>Whenever I post a list like this, I try to find something I haven&#8217;t seen anywhere else, so that experienced folks will get something out of the article.  What&#8217;s the point of just recycling content you find everywhere else?</p>
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		<title>By: Leroy Brown</title>
		<link>http://www.lazymanandmoney.com/personal-finance-blogging-pet-peeves-2-or-x-tips-that-will-save-you-y/comment-page-1/#comment-1138</link>
		<dc:creator>Leroy Brown</dc:creator>
		<pubDate>Mon, 08 Jan 2007 16:23:17 +0000</pubDate>
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		<description>I think you hit the nail on the head, when you said that you&#039;re not the target audience for those lists.  The average Joe who throws away lots of money on useless crap is.  Now, does Joe read those lists?  I&#039;m not sure.. but he is the target, for what it&#039;s worth.</description>
		<content:encoded><![CDATA[<p>I think you hit the nail on the head, when you said that you&#8217;re not the target audience for those lists.  The average Joe who throws away lots of money on useless crap is.  Now, does Joe read those lists?  I&#8217;m not sure.. but he is the target, for what it&#8217;s worth.</p>
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