Ten Things I Think (and Personal Finance Links)

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Once again I'm ripping of Peter King's format.

1. I think that if Martin Luther King, Jr were alive he would endorse his day being expanded to something like "Anti-prejudice Day." That's not say that racial inequality is deserving of a day of reflection... However, if not for the movie a couple of years ago or living in San Francisco I wouldn't have known of Harvey Milk and I think he and his cause is worth remembering as well. (I'm disappointed in myself for not posting this in time for most of you to read this on MLK day.)

2. I think hosting a party is the best motivator I know for cleaning up our house. I have to give most of the credit to my wife on this one because I typically think that people won't care.

3. I think I'm more than I little confused at Safeway's coupon policy. We were the victim of a cash register error involving coupons at Safeway today. We had about $15 in coupons for dog food and treats and our receipt only said we saved $6. Due to the line of waiting customers we had to go customer service and find out what was up. We went through with a calculator and got all the money owed to us. There they said that their registers were changed yesterday so that if there's one "buy one get one free" coupon that the rest of the coupons on the entire order wouldn't apply - even if they were for different products. I started to argue because that clearly makes zero sense and the representative just offered to print out the coupon policy and then sent us on our way. I wish I wasn't in a hurry because I would have liked to have found out why the register didn't reject the coupon and at least give it back to us.

I glanced through the coupon policy and couldn't find anything about the "buy one get one free" thing that the representative was talking about.

4. I think I took great pleasure in seeing LifeVantage Protandim's Inventor Paul Myhill bring his blog back from a 2.5 year hiatus due to my article about Protandim being a scam. Sure he didn't my article by name because he didn't want other Protandim distributors to see the information I have made available, but it clear in way he attempted to cover all the questions that I bought up. He didn't necessarily do a good job and he's got a lot more to cover before Protandim is viewed as legit (not the least being FDA approval), but it is at least a start.

5. I think that I foolish brought down my site on Saturday morning for a couple of hours. For a little while I thought I might have lost a weeks of work, but I was able to get things up and going. Ironically, what brought down my site was my work to prepare more extensive backups of the data.

Five from the NFL (just a warning to those who aren't football fans)

6. I think that was the best I've seen the Patriots play this year. As one player commented, they are peaking at the right time, which is what you want if you are a Bostonian like I am.

7. I think for all the talk about offensive teams being the best in the NFL this year, it's interesting that the Saints and Packers no longer playing. Also that San Francisco - New Orleans game was one of the best games I have ever seen.

8. I think that the Saints and Packers games reminded us why it's worth putting "any given Sunday..." at the forefront of any NFL playoff discussion. The media can go little wild with statistics and the small sample size of NFL playoffs games give them a lot more license to bring up things that aren't statistically relevant. One thing that I think I saw was that Green Bay was 13-0 before 2002 in home playoff games and 2-4 since then. The turnover of the roster in the NFL means that few of those players before 2006 are still with the team. Let's not mention that no one from the 1960's teams that built up much of that 13-0 record are still with the teams.

9. I think I'm feeling a little proud about what I wrote about Gronkowski and Tebow previously: "While the football world is going crazy about Tebow, they are missing out on Rob Gronkowski - who is actually performing at a much, much higher level than Tebow."

10. I think that as a Patriots fan living in San Francisco, I'm in a bit of quandary in the NFC Championship game. If the Patriots win (and that's how I have to think), who should I root for in the NFC Championship game. It seems like a no-brainer for me to root for my local team and against New York (rooting against NY in sports is built into our Bostonian DNA). However, that puts me in an uncomfortable position for the next year of having half my wardrobe either appearing to taunt the local team or leading me to face ridicule of the local fans.

On the other hand, if the Giants make it to the Super Bowl with the Patriots... that's going to be a long two weeks of replays.

Top Personal Finance Posts:

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Links

Posted by Lazy Man on January 16, 2012 in Links

Jusuru Scam

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[Note: The VP of Business Development, David Ciemny, has left a comment below of which I responded to. On January 17, he has promised a response, but has not delivered yet. I have reminded him twice via email and he hasn't responded to those requests either. I wouldn't recommend aligning yourself with a company with [...]

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MLM

Posted by Lazy Man on January 13, 2012 in MLM

Gas Going to $5 in 2012? Here’s How to Fight Back.

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Last week, I noticed many media outlets predicting $5 gas in 2012. It seems to have started from this post from GasBuddy. The theory goes that we have some of the highest gas prices we’ve ever had, and during the summer months prices typically get higher. This GasBuddy chart has the nation’s average price at [...]

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Posted by Lazy Man on January 12, 2012 in Economy

Suze Orman’s Pre-Paid Debit Card Scam

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I got an email from my friend Kosmo at The Soap Boxers on Monday morning about Suze Orman creating a line of pre-paid debit cards. His exact words, “$36/year just to access your own money?” That was kind of rhetorical question. The point he was trying to make was clear – it’s not the typical [...]

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Banking, Money Management

Posted by Lazy Man on January 11, 2012 in Banking, Money Management

Top 10 Couponing Tips from the Lazy Couponer

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Last month I was in the bookstore and I happened across a book called The Lazy Couponer by Jamie Chase. As you can imagine it caught my eye. A few days before that I saw the TLC program Extreme Couponing, where people routinely get hundreds of dollars of groceries for under $2. The Extreme Couponing [...]

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Spending

Posted by Lazy Man on January 10, 2012 in Spending

Ten Things I Think (and Personal Finance Links)

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Going to a Personal Finance Blogger’s wedding – Yesterday, my wife and I went to Cap from Stop Buying Crap’s wedding. He’s not blogging much anymore, but he is still one of the most trusted experts in knowing everything about how to make your web business successful. That “AppSumo” Guy – I bumped into Noah [...]

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Links

Posted by Lazy Man on January 9, 2012 in Links

Things I Like: Cuisinart SmartStick Immersion Hand Blender

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About a month ago, I started a series called, “Things I Like.” My mother suggested it because she is generally happy when she asks my advice about various products. In that first post, I highlighted, Progressive International’s lettuce keeper – because it has helped keep spinach fresh for up to two weeks. That had the [...]

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Smart Purchases, Spending

Posted by Lazy Man on January 6, 2012 in Smart Purchases, Spending

Robert Kiyosaki and Multi-Level Marketing Exposed!

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As some regular readers know, I wrote about MonaVie, a multi-level marketing company (MLM), a few years ago and the post has received 6000 comments. Over that time, I’ve come to learn quite a bit about the multi-level marketing industry – none of them good. Today, I’d like to share some thoughts on the business [...]

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MLM

Posted by Lazy Man on January 5, 2012 in MLM

How To Be Successful in the New Year

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[Note: Since many readers have suggested it is one of my better articles, I've republished it at the beginning of the year the last few years. Hey if the Today Show can put on 800 segments about losing weight like they did yesterday, that leaves me to cover everything else. So, with many people looking [...]

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Productivity

Posted by Lazy Man on January 4, 2012 in Productivity

Nine Thoughts (and Personal Finance Links)

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Happy Holidays! – With everyone wishing happy holidays around Christman, I figured wait until the New Year. …And Happy New Year! – I’d like to say that I have a lot of revolutionary stuff planned for the next year, but I don’t. I’ve got a lot of small things going on – many of which [...]

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Links

Posted by Lazy Man on January 2, 2012 in Links

 
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