Here are some of the top Lazy Man and Money articles for April:
Inflation - a simple picture that I thought told 1000 words.
Budgeting For a Tank - My April Fools joke - or was it?
Thoughts on Middle Class - I’m surprised this did as much traffic as it did. I didn’t spend a lot of time refining this post like others I have done.
Carnival of Personal Finance #150 - For the time spent, you’d think it would be the most popular article of the month.
MonaVie Scam - Is MonaVie a scam? Lots of comments on both sides on this one.
Military: Save Money on Almost Free Vacations - I didn’t think I had a wide military audience. I might have been mistaken.
Lending Club is Dead - An experiment with a perhaps over-the-top title.
We Are Only Dancing on this Earth for a Short While - Though the personal finance angle was played down, I thought this was possibly my best article of the month.
Get a Free $25 Today Only - It turns out that it wasn’t just that one day. There’s still time to collect your free $25.
Why You Won’t Read a SmartyPig Review Today - A commentary about banking security getting to be too complex for even an advanced user.
I’d like to give some thanks to the kind sites that referred the most traffic to Lazy Man and Money.
The Simple Dollar
Million Dollar Journey
The Digerati Life
Free Money Finance
My Money Blog
Get Rich Slowly
Five Cent Nickel
No Credit Needed
Generation X Finance
Blueprint for Financial Prosperity
Posted by Lazy Man on May 12, 2008 in
Monthly Review
Mother’s Day is tomorrow. Of course you already knew that. Since I already wrote my Mother’s Day post, I thought I’d share some great Mother’s Day songs with you. I did a little quick research and found “Mother Mother” by Tracy Bonham’s and “Mother” by Danzig. On second thought, let’s just scrap the cuddly song idea and get onto the links.
Posted by Lazy Man on May 10, 2008 in
Links
The price of stamps goes up an entire penny on Monday. If you use a lot of stamps you may consider buying 100 of the Forever Stamps at $41. This will save $1 vs. buying them next week. I know a great many people that will consider this. Some of them will use 20 minutes of their and 80 cents of gas to save that dollar.
I just got back from the post office, I had some other errands to run. I asked the clerk if people were buying more Forever Stamps. She said that they were flying off the shelves. She said that everyone is trying to save a little money. I made a comment about how they’d likely earn more in interest if they put the money in a bank or CD. I don’t think the clerk realized why. In the end, she had more customers to take and I had to be on my way.
If you were thinking about running out to buy stamps, I’d think twice. Is it really worth the savings? I’d rather focus on something bigger. A couple of packages of Ramen noodles isn’t going to make my day.
Posted by Lazy Man on May 9, 2008 in
News
[The following is an excerpt for an article that I have written for Prosper.com. The full article is available at Celebrate Mother’s Day the Way You Think She’d Want You To.]
Local cable has been running a television commercial that simply rips my heart out. A young girl around eight goes into a jewelry store with her dad and her bright pink piggy bank. The dad helps her pick out some jewelry for mom and the commercial ends with everyone smiling and happy. Even though it’s […]
Posted by Lazy Man at Prosper on May 9, 2008 in
Lazy Man Prosper Articles

“I’m the assistant to the traveling secretary. I’m going on the road trips with them! I’ll be on the plane… I’m working in Yankee Stadium! This is a dream, I’m busting, Jerry, I’m busting!” — George Costanza
I’m excited… like George I’m busting. A friend and I have a business idea that we think simply can’t fail. Like of the best ideas out there, it just fell into our lap. We’ve sat down and crunched the numbers about 30 different ways and each time, it’s profitable… very profitable. Our costs could potentially be low. The value we add would be great. The barrier to entry for other competitors is not huge, but it’s enough. That’s about all I can say for now - I’m not going into specifics while we are in stealth mode.
I haven’t felt like this since college. A good friend and I would stay up all night dreaming about business plans. We thought about putting on a mini-Woodstock at our college. We figured there would be no way we couldn’t clear a lot of money. We later found that there were a lot of difficulties in running a concert - we simply didn’t have the industry knowledge to know how much work there was. One of our other ideas was a premium vodka bottle - with cheap vodka inside - sold at a premium price. Our theory was that the bottle would convince people that the vodka inside was actually better than it was. I’m not sure it was the best idea, but you see a similar thing in the wine industry sometimes.
The result of this new business opportunity has me extremely excited. It’s amazing how much energy I’ve found. It’s night and day versus the time I was working full-time looking at another 35 years of the same routine each day.
Maybe the idea will flop. There is always the chance that our potential customers won’t understand the value we can provide. We believe we can build a very compelling case with oodles of independent research. Even in this worst case scenario, I’ll look back to what I’m feeling now and realize how successful it was. The power of a dream is priceless.
Photo Credit: Elfeda
Posted by Lazy Man on May 8, 2008 in
Psychology