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	<title>Comments on: Nobody Wants a Million Dollars Reviewed</title>
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	<link>http://www.lazymanandmoney.com/nobody-wants-a-million-dollars-reviewed/</link>
	<description>Saving, Earning, and Investing Money</description>
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		<title>By: kosmo @ The Casual Observer</title>
		<link>http://www.lazymanandmoney.com/nobody-wants-a-million-dollars-reviewed/comment-page-1/#comment-174448</link>
		<dc:creator>kosmo @ The Casual Observer</dc:creator>
		<pubDate>Wed, 24 Mar 2010 15:01:43 +0000</pubDate>
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		<description>I completely agree about credit cards.  We run almost everything through our credit card in order to get cash back.

Does it change our buying habits?  No.  We&#039;re not going to buy twice as many diapers simply because we&#039;re using the credit card.  We don&#039;t tend to be very impulsive shoppers, either, so that helps.  If it&#039;s not on the list, it&#039;s probably not going into the cart.</description>
		<content:encoded><![CDATA[<p>I completely agree about credit cards.  We run almost everything through our credit card in order to get cash back.</p>
<p>Does it change our buying habits?  No.  We&#8217;re not going to buy twice as many diapers simply because we&#8217;re using the credit card.  We don&#8217;t tend to be very impulsive shoppers, either, so that helps.  If it&#8217;s not on the list, it&#8217;s probably not going into the cart.</p>
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	<item>
		<title>By: Joseph Sangl</title>
		<link>http://www.lazymanandmoney.com/nobody-wants-a-million-dollars-reviewed/comment-page-1/#comment-174432</link>
		<dc:creator>Joseph Sangl</dc:creator>
		<pubDate>Wed, 24 Mar 2010 12:47:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2796#comment-174432</guid>
		<description>Lazy Man,

I love your book reviews - they are hilarious and TO THE POINT!

Regarding your comment on lack of self-discipline, it is the NUMBER ONE thing I see as I travel the nation teaching personal finances.  I believe that lack of a plan, self-discipline, and organization are the top reasons for financial failure.

Your point about credit cards is great as well.  If you pay yours off every month, have at it and get all the points/miles/free junk you want!

Thanks for the review (and your daily posts) - I read them daily.

Joe</description>
		<content:encoded><![CDATA[<p>Lazy Man,</p>
<p>I love your book reviews &#8211; they are hilarious and TO THE POINT!</p>
<p>Regarding your comment on lack of self-discipline, it is the NUMBER ONE thing I see as I travel the nation teaching personal finances.  I believe that lack of a plan, self-discipline, and organization are the top reasons for financial failure.</p>
<p>Your point about credit cards is great as well.  If you pay yours off every month, have at it and get all the points/miles/free junk you want!</p>
<p>Thanks for the review (and your daily posts) &#8211; I read them daily.</p>
<p>Joe</p>
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