My Financial Week in Review #6 |
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So this is Friday... and what have I done... another week over... and a new just begun...
- Like previous weeks, I've been investing Prosper. I typical put $600 in a month spread throughout in $100 increments. I'm still making great returns (in fact it seems that people who I thought were deadbeats are starting to pay me off), but I'm trying to make more payments to my HELOC. I'm thinking by the end of the month, I will be in better position to do that. You know what, why wait? I just moved some spare money to the HELOC account. I need to just bite the bullet and do that more often.
- I've been spending a lot of time this week connecting with other personal finance bloggers. I'm learning so much from each of them. One example of that was my post on Throwing Away your 401K Plan.
- This blog is starting to earn a bit of cash. For the time spent, I would be better off at my first job working at a Papa Gino's pizzeria. It still is nice seeing this hobby turn into a side income.
- As a little teaser for a post due out next week... I found a way I could lower my expenses by around $85-$130 a month. That's a big savings.
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Why prosper? There are much better ways to earn returns on that money that 1) does not put other people in to debt and 2) are not as risky. You may be convincing yourself that Prosper helps others out, but I find that putting people into debt is a terrible and very sad. Put that $600/mo into a good mutual fund and earn 10-15% easily on it and you’ll reach your 2.25M goal in time. Stop putting people into debt.
[...] with an anonymous e-mail address writes: Why prosper? There are much better ways to earn returns on that money that 1) does not put other [...]