Comments on: Market Timing with 401K Contributions http://www.lazymanandmoney.com/market-timing-with-401k-contributions/ Saving, Earning, and Investing Money Sat, 21 Nov 2009 00:22:17 -0800 http://wordpress.org/?v=2.8.5 hourly 1 By: » Weekly Roundup: Fogo De Chao Edition on Blueprint for Financial Prosperity http://www.lazymanandmoney.com/market-timing-with-401k-contributions/comment-page-1/#comment-95611 » Weekly Roundup: Fogo De Chao Edition on Blueprint for Financial Prosperity Sun, 03 Aug 2008 20:29:49 +0000 http://www.lazymanandmoney.com/market-timing-with-401k-contributions/#comment-95611 [...] Lazy Man joins the investing bandwagon and writes about market timing with 401k contributions. [...] [...] Lazy Man joins the investing bandwagon and writes about market timing with 401k contributions. [...]

]]> By: The Sunday Review #35: Awesome Marble Counting Machine Edition http://www.lazymanandmoney.com/market-timing-with-401k-contributions/comment-page-1/#comment-12650 The Sunday Review #35: Awesome Marble Counting Machine Edition Sun, 02 Sep 2007 09:39:56 +0000 http://www.lazymanandmoney.com/market-timing-with-401k-contributions/#comment-12650 [...] Market Timing with 401K Contributions by Lazy @ Lazy Man and Money. [...] [...] Market Timing with 401K Contributions by Lazy @ Lazy Man and Money. [...]

]]> By: MoneyNing http://www.lazymanandmoney.com/market-timing-with-401k-contributions/comment-page-1/#comment-12204 MoneyNing Fri, 24 Aug 2007 19:56:44 +0000 http://www.lazymanandmoney.com/market-timing-with-401k-contributions/#comment-12204 2-3 days after your post, the market recovered quite a bit. There will always be whiners. Don't worry about it :) 2-3 days after your post, the market recovered quite a bit. There will always be whiners. Don’t worry about it :)

]]> By: Joseph Sangl http://www.lazymanandmoney.com/market-timing-with-401k-contributions/comment-page-1/#comment-12092 Joseph Sangl Thu, 23 Aug 2007 13:16:26 +0000 http://www.lazymanandmoney.com/market-timing-with-401k-contributions/#comment-12092 Keep it up!!! In twenty years, we will all be asking "Which ski slope are you flying to this weekend?" and "Which business are you buying this month?" Keep it up!!! In twenty years, we will all be asking “Which ski slope are you flying to this weekend?” and “Which business are you buying this month?”

]]> By: Danny at Money Socket http://www.lazymanandmoney.com/market-timing-with-401k-contributions/comment-page-1/#comment-11768 Danny at Money Socket Thu, 23 Aug 2007 03:14:42 +0000 http://www.lazymanandmoney.com/market-timing-with-401k-contributions/#comment-11768 I do the same thing. I don't call it timing the market, but rather increasing the effectiveness of dollar cost averaging. Like you, I will be invested long term and I will invest continuously, so why not try to purchase when the prices are lower? I like long term investing this way rather than a pure auto pilot model. I do the same thing. I don’t call it timing the market, but rather increasing the effectiveness of dollar cost averaging. Like you, I will be invested long term and I will invest continuously, so why not try to purchase when the prices are lower?

I like long term investing this way rather than a pure auto pilot model.

]]> By: Brip Blap http://www.lazymanandmoney.com/market-timing-with-401k-contributions/comment-page-1/#comment-11761 Brip Blap Thu, 23 Aug 2007 03:03:56 +0000 http://www.lazymanandmoney.com/market-timing-with-401k-contributions/#comment-11761 Personally I almost twitched and upped my contribution percent, but then I figured I would just leave it alone. I'm trying not to time the market good or bad. Since the 401(k) contribution comes every two weeks for me, I could up my contribution one day and then the market could go up 100 points a day for two weeks before my next paycheck, and I'd get burned. Better to stick with the same percentage all the time. I only adjust it to reflect the new limits each year. Personally I almost twitched and upped my contribution percent, but then I figured I would just leave it alone. I’m trying not to time the market good or bad. Since the 401(k) contribution comes every two weeks for me, I could up my contribution one day and then the market could go up 100 points a day for two weeks before my next paycheck, and I’d get burned. Better to stick with the same percentage all the time. I only adjust it to reflect the new limits each year.

]]> By: Mike http://www.lazymanandmoney.com/market-timing-with-401k-contributions/comment-page-1/#comment-11561 Mike Wed, 22 Aug 2007 16:08:31 +0000 http://www.lazymanandmoney.com/market-timing-with-401k-contributions/#comment-11561 It's definite a good time to at least rebalance the 401k. All of the instability should've pushed down some funds and brought others up. It’s definite a good time to at least rebalance the 401k. All of the instability should’ve pushed down some funds and brought others up.

]]> By: Bill http://www.lazymanandmoney.com/market-timing-with-401k-contributions/comment-page-1/#comment-11560 Bill Wed, 22 Aug 2007 16:02:21 +0000 http://www.lazymanandmoney.com/market-timing-with-401k-contributions/#comment-11560 Sounds a lot like dollar-cost-averaging...on steroids! I'm not sure how I feel about it. Part of me wants to say "its still a form of market timing" while the other part of me wants to ignore that because I agree with you fundamentally. Buy when markets are down...buy more when they continue to drop! Assuming you've got endless investment capital, it sounds like a win-win. Sounds a lot like dollar-cost-averaging…on steroids!

I’m not sure how I feel about it. Part of me wants to say “its still a form of market timing” while the other part of me wants to ignore that because I agree with you fundamentally. Buy when markets are down…buy more when they continue to drop!

Assuming you’ve got endless investment capital, it sounds like a win-win.

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