Comments on: I Lost My Job

By: ~T

~T — Sat, 22 Aug 2009 18:07:32 +0000

Losing your job is a very unfortunate situation for anyone. I know all too well and decided to turn my situation into a positive, influential one. While I’m able to get unemployment and supplemental income from my employer, I’m taking this time to not only be on the manhunt and find the right job with a stable future, but also do be creative with my time. I was working long hours and getting no credit for the time I was putting in, so although the situation isn’t ideal I’m making the most of my time at home – scrapbooking, catching up with friends, finding free stuff to do around the city, and even doing some creative writing to stay sane in these uncertain times. I’ve learned that saving money is essential because most of us are a paycheck or two away from losing everything. I had to revamp my budget and it was a reality check as to what I could realistically live off of (wants vs needs). There are a lot of helpful resources out there, you just have to tap into them and plead your case. People can be very understanding because there are so many of us that are unemployed these days. Many agencies are getting stimulus money, so goodle them and see if there is assistance available that you could use. Until then, keep pressing and pushing and with time something will come along.
Check me out as I write about my encounters in the unknown world of unemployment.

http://unemploymentalk.blogspot.com/

By: TJ's_mommy23

TJ's_mommy23 — Thu, 11 Jun 2009 20:46:28 +0000

I make money working from home with my 4 month old.. this would be the people to talk to if you want to make extra money… hope they can help you like they did me.
good luck
http://www.wahmjobfinder.com/opportunities

By: Gina

Gina — Tue, 24 Mar 2009 00:20:32 +0000

I have a different situation. I left the Air Force two years ago to pursue a career in something creative. Little did I know that the economy was going to do a nose dive. Not quite what I expected.

However, I am going through school and about to graduate soon albeit a somewhat bleak outlook. But I’m still planning to keep my chin up and work on making money online.

A little progress i the programs I’m in, but it’s a little slow going.

By: Laid Off? Some Survival Tips.

Laid Off? Some Survival Tips. — Wed, 17 Dec 2008 17:59:28 +0000

[...] a serious note, I got a similar e-mail last May. It led me to write these tips. I am surprised that many of the tips still apply. That should go a [...]

By: Traveling Mom

Traveling Mom — Fri, 03 Oct 2008 04:03:45 +0000

This is a business you can get a tax write off work at home and get health insurance read my blog http://www.daniellemangum.blogspot.com
look at the videos and read and learn what you need to do to be independent and work for yourself this business is great people making great money saving their houses and everything give yourself a chance.

By: More Jack’s Business » “I Lost My Job. Mortgage is Going to be Due.” Now What?

Sat, 03 Nov 2007 16:04:18 +0000

[...] read more | digg story [...]

By: Len

Len — Thu, 31 May 2007 20:28:04 +0000

Hello Lazy Man,
My story is long and I will try to make it short as possible. I joined the navy in February 1995 and served over 10 years. In May, 2000 I got married to a girl that would turn out to be a disaster in my life and my 3 children’s life plus my step-son.
We never got along but I tried many different occasions. In the summer 2004, my now ex-wife started to live a different life style, one that involved drugs, alcohol and introducing her new acquaintances to my children. I later learned she was giving doses of children’s night medicine to my children to keep them sleeping so she can go to night clubs and party. This was happening while I was serving in the submarine force and was either deployed or worked over night at my command. Needless to say I found out a great many things involving her care taking of my children that resulted in our divorce and my gaining full custody until recently because I am now back in court fighting for them in a different state.
I was asked to leave the navy and was honorably discharged in April 2005. The navy felt that I was not in a hardship situation so I was discharged but had to pay back over $24,000. I was homeless, jobless, and penniless. I had to move in to my ill mother’s home until something came along. I had a few things but the debt grew and I was digging in a hole I could not get out of. Not only 24 thousand dollars but since I couldn’t pay it quickly, they sent it to a debtor and I eventually had to pay almost 2 thousand more. This does not include the amount of debt my ex-wife created.
January 2006, things were starting to clear up. Not drastically but in little increments. I found a new job that paid me in excess of 80 thousand dollars. Slowly but surely I was starting to make a small dent in my chaos. Things are now headed back into the chaos because I lost my job as of 18 May 2007. I am still in over 27 thousand dollars in debt and I just got out of court not long ago for another debt. A huge portion of my taxes was garnished, for the second year, for a debt my ex-wife created with my power of attorney when I was in the navy. I have a home and a lot of people depend on me and I can’t loose them, any of them. I know I can count my blessing but most of my problems were created for me and not by me. I need help asap. What can I do?

Thank you,
Len F.

By: Adventures In Money Making

Adventures In Money Making — Fri, 18 May 2007 02:13:53 +0000

I was in a similar situation after 9/11.
my company’s founder was on the first plane to hit WTO and the company sank after that.
In october they closed down the san diego office and laid off 250 people. I couldn’t
find a job for 4 months. very depressing.
I totally ran through my savings in those 4 months. I gave a couple of interviews
in jan but nothing happened. I got so depressed that in mid-feb I stopped reading
my email. around end of feb I got a call from the HR of a place I had interviewed.
She had emailed me an offer and wanted to know if I was going to reply! I accepted
their lowball offer immediately :-(
but thats what desperation does to you. Its not a pretty place to be in. I promised
myself, i’d never see a day like that again. should have atleast 12 months living
expenses liquid at all times.

By: Make Money Online

Make Money Online — Thu, 17 May 2007 17:42:25 +0000

1M to my name,

Why don’t you advocate an emergency fund? What do you suggest to do for reserves then?

By: Growth in Value

Growth in Value — Mon, 14 May 2007 20:34:15 +0000

What a heart-renching email that must have been. I’m sure you’ll come up with sound advice to pass on, but to me, taht just reeks of desperation. It is excedeedingly hard to make legitimate money from blogging, and those who do ultimately end up mortgagiong the original quality of the blog in the first place.

In short, blogging about finances is not probably not going to replace their day job.

I’d suggest your reader sticks with it and keeps their head above water until a new job in their field opens up again.

But by all means, tell them to please start a finanical blog regardless. Just don’t do it thinking it’ll be a prime source of income overnight. It may not pay the bills in the strictest sense of the word, but in terms of being an enjoyable pastime and increasing their financial IQ, it will certainly pay dividends.

By: Q at $1 Million to My Name

Q at $1 Million to My Name — Mon, 14 May 2007 18:10:47 +0000

I do not advocate keeping an emergency fund, but let me say that for some people it’s probably an excellent idea. You’re right – the desperation in that email made it painful to read.