This news may be a little old to some, but it looks like Lending Club is trying to bring in more lenders. If you lend $5000 or more before the Super Bowl, they’ll deposit 5% in your account for you. (Okay it’s not really before the Super Bowl, you’ve got the whole day of Feb 3rd for the deadline).
Before you run off to do this, think about how much of your portfolio should be invested in peer-to-peer lending. If you are going to take advantage of this and go in with $5000, I would hope that you have a six-figure portfolio that is balanced in other asset classes. If that is indeed the case, this may be a great to get started in peer-to-peer lending. That 5% bonus is a great hedge against the downside of defaults. If you pick a conservative portfolio, I could see it return 12-13% without an extremely amount of risk.
If you want to get started, I urge you to go through this Lending Club link. You’ll get an additional $25 to start (I believe $50 if you deposit $1000 or more) lending – and I’ll get a matching bonus as well.