One of the most popular ways to budget is using a piece of software that is probably already on your computer: a spreadsheet. While it's not a budget, that's what I use to keep track of net worth and my online income. It may seem like a low-tech solution compared to many of the personal finance desktop applications and online services out there, but a lot of customization can be done. To prove that point, here's a pile of spreadsheets. Most are designed to work with Microsoft Excel, but I'm guessing that they'll work with the free Open Office suite.
- Get Rich Slowly - J.D. lists four spreadsheets. His favorite is Pear Budget's free one. There are three others there that come from his readers... meaning that you can't get them anywhere else.
- Christian Personal Finance - Bob ups the anty with 10 more spreadsheets including one by Gather Little By Little. I like the wedding one myself
- It's Your Money - Michael scoffs at Bob's pitiful 10 and adds 35 more spreadsheets. Some of them are fairly specialized (which I consider a good thing, because 35 general spreadsheets could get boring)
- Budgets Are Sexy - They didn't want to be left out of the budgeting fun, so they link to many other budget spreadsheets.
Last, but not least, Erica from Erica.biz gives her 10 Minutes Budget Spreadsheet. She goes the extra mile and created a video:
Do you have a favorite spreadsheet? Did I miss some? Let me know in the commments.
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