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	<title>Comments on: Financial Freedom in Five Years (and the Difference Between Rich and Wealthy)</title>
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	<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/</link>
	<description>Saving, Earning, and Investing Money</description>
	<lastBuildDate>Sat, 21 Nov 2009 14:52:35 -0800</lastBuildDate>
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		<title>By: Paula</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-136559</link>
		<dc:creator>Paula</dc:creator>
		<pubDate>Tue, 12 May 2009 18:22:50 +0000</pubDate>
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		<description>Have you seen this article? It seems that you aren&#039;t the only person willing to give up his car! :)
http://www.nytimes.com/2009/05/12/science/earth/12suburb.html?em
I wish we had neighborhoods like this. There is a bus stop near my house, but it doesn&#039;t go anywhere that I need to go. It takes an hour to get downtown, which is a 25 minute ride in the car (at rush hour). From there you can transfer to another bus which may or may not take you where you need to go. I figured out that my son would need almost 1.5 hours and three buses and two long walks to get to or from to his high school for activities not served by school buses. I can drive there in 20 minutes. We need better public transportation in our town!! Fortunately I can walk or bike to the grocery store, hardware store, and several other places I need to go.</description>
		<content:encoded><![CDATA[<p>Have you seen this article? It seems that you aren&#8217;t the only person willing to give up his car! :)<br />
<a href="http://www.nytimes.com/2009/05/12/science/earth/12suburb.html?em" rel="nofollow">http://www.nytimes.com/2009/05/12/science/earth/12suburb.html?em</a><br />
I wish we had neighborhoods like this. There is a bus stop near my house, but it doesn&#8217;t go anywhere that I need to go. It takes an hour to get downtown, which is a 25 minute ride in the car (at rush hour). From there you can transfer to another bus which may or may not take you where you need to go. I figured out that my son would need almost 1.5 hours and three buses and two long walks to get to or from to his high school for activities not served by school buses. I can drive there in 20 minutes. We need better public transportation in our town!! Fortunately I can walk or bike to the grocery store, hardware store, and several other places I need to go.</p>
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		<title>By: Matt Jabs</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-136556</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Tue, 12 May 2009 17:17:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-136556</guid>
		<description>I must say that I am thoroughly motivated from this article, and from Jacob, his ideas, &amp; his blog as a whole.

I have been teetering on the edge of this line of thought for some time now, and think I may have just fallen over the cliff!

I&#039;m excited.  Thank you.</description>
		<content:encoded><![CDATA[<p>I must say that I am thoroughly motivated from this article, and from Jacob, his ideas, &amp; his blog as a whole.</p>
<p>I have been teetering on the edge of this line of thought for some time now, and think I may have just fallen over the cliff!</p>
<p>I&#8217;m excited.  Thank you.</p>
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		<title>By: Dividend Growth Investor</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-136015</link>
		<dc:creator>Dividend Growth Investor</dc:creator>
		<pubDate>Thu, 07 May 2009 11:40:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-136015</guid>
		<description>Here in the MW one could easily rent a nice apartment for about $500/month. When I was in college I was able to rent a room for as low as $100/month with roommates. If you would like to rent your own apartment however, consider going to a small college town in the MW where you could get a very nice place for $250-$300/month.
And did I mention that there are so many things to do in college towns at almost no cost to you.</description>
		<content:encoded><![CDATA[<p>Here in the MW one could easily rent a nice apartment for about $500/month. When I was in college I was able to rent a room for as low as $100/month with roommates. If you would like to rent your own apartment however, consider going to a small college town in the MW where you could get a very nice place for $250-$300/month.<br />
And did I mention that there are so many things to do in college towns at almost no cost to you.</p>
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		<title>By: Kristy @ Master Your Card</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135783</link>
		<dc:creator>Kristy @ Master Your Card</dc:creator>
		<pubDate>Mon, 04 May 2009 19:55:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135783</guid>
		<description>I live in Austin, and while it&#039;s possible to get an apartment for $400 a month, it&#039;s not a safe option, particularly for a single female. I&#039;ll pay extra on rent and enjoy the security. However, I like the rest of this, particularly the piece about you paying your monthly expenses from the dividends of your savings and investments. Now there&#039;s a concept I like. What it would be like to have enough money earning interest to pay my bills so I can quite working at the credit union and write full-time. Hmm. I may need to sit down and seriously consider how I can make that a reality!

Nice article, thanks for sharing!</description>
		<content:encoded><![CDATA[<p>I live in Austin, and while it&#8217;s possible to get an apartment for $400 a month, it&#8217;s not a safe option, particularly for a single female. I&#8217;ll pay extra on rent and enjoy the security. However, I like the rest of this, particularly the piece about you paying your monthly expenses from the dividends of your savings and investments. Now there&#8217;s a concept I like. What it would be like to have enough money earning interest to pay my bills so I can quite working at the credit union and write full-time. Hmm. I may need to sit down and seriously consider how I can make that a reality!</p>
<p>Nice article, thanks for sharing!</p>
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		<title>By: Irina @ mylifeandart.typepad.com</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135658</link>
		<dc:creator>Irina @ mylifeandart.typepad.com</dc:creator>
		<pubDate>Sun, 03 May 2009 06:55:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135658</guid>
		<description>Yep, very much what I do in Miami, Florida. Low mortgage. Walking distance to grocery, bank, pharmacy, bookstore, art galleries, libraries &amp; staples &amp; office depot.

I own no car. I use metro-rail, bus, trains.. and hired drivers for long distance gigs.

I work for myself as an event entertainer, plus consult on business strategies and social media. I only work with people who I enjoy working with. I love what I do. I&#039;ll never stop working. It just too much fun and a great self-esteem buster. 

I just read some place: &quot;Are You Big Enough to Help Someone Become Greater Than Yourself?&quot; And that is kind of how I feel.. Big.. I would be the first to admit, I love when people I consult, go: &quot;Wow, now you got me thinking!&quot; 

If I would have a nine-to-five job, I wouldn&#039;t have any time to learn new things myself and no energy for anything else. 

Not only I earn enough to support myself while actually doing paid stuff only a few days a week, I also support my husband who no longer can work.

The only regret I have I wish I knew what I know now 10 years ago. But I was busy then, working 9-5. I didn&#039;t have any time to learn...

And to tell you the truth, I am not doing anything revolutionary here. I just picked what I am relatively good at and stick with it until I discover some other ways to enjoy myself.</description>
		<content:encoded><![CDATA[<p>Yep, very much what I do in Miami, Florida. Low mortgage. Walking distance to grocery, bank, pharmacy, bookstore, art galleries, libraries &amp; staples &amp; office depot.</p>
<p>I own no car. I use metro-rail, bus, trains.. and hired drivers for long distance gigs.</p>
<p>I work for myself as an event entertainer, plus consult on business strategies and social media. I only work with people who I enjoy working with. I love what I do. I&#8217;ll never stop working. It just too much fun and a great self-esteem buster. </p>
<p>I just read some place: &#8220;Are You Big Enough to Help Someone Become Greater Than Yourself?&#8221; And that is kind of how I feel.. Big.. I would be the first to admit, I love when people I consult, go: &#8220;Wow, now you got me thinking!&#8221; </p>
<p>If I would have a nine-to-five job, I wouldn&#8217;t have any time to learn new things myself and no energy for anything else. </p>
<p>Not only I earn enough to support myself while actually doing paid stuff only a few days a week, I also support my husband who no longer can work.</p>
<p>The only regret I have I wish I knew what I know now 10 years ago. But I was busy then, working 9-5. I didn&#8217;t have any time to learn&#8230;</p>
<p>And to tell you the truth, I am not doing anything revolutionary here. I just picked what I am relatively good at and stick with it until I discover some other ways to enjoy myself.</p>
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		<title>By: Rajeev Kumar Singh</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135615</link>
		<dc:creator>Rajeev Kumar Singh</dc:creator>
		<pubDate>Sat, 02 May 2009 19:19:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135615</guid>
		<description>This is really insightful and motivating to go frugal in short term to live life the way one wants in the long term. The key to getting wealthy is saving and not merely earning. And frugality goes along way in increasing your savings as is rightly explained in this article. I agree with most of what is suggested  here.</description>
		<content:encoded><![CDATA[<p>This is really insightful and motivating to go frugal in short term to live life the way one wants in the long term. The key to getting wealthy is saving and not merely earning. And frugality goes along way in increasing your savings as is rightly explained in this article. I agree with most of what is suggested  here.</p>
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		<title>By: sarah</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135608</link>
		<dc:creator>sarah</dc:creator>
		<pubDate>Sat, 02 May 2009 17:11:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135608</guid>
		<description>This is great.  I totally agree with the argument that consumerism is deprivation!
I can&#039;t even approach a mall without some nausea.
Luckily, I can sew and my hubby can build and we both love to cook.
I&#039;ve never heard about dipping a cotton ball in vaseline to start a fire...love it!</description>
		<content:encoded><![CDATA[<p>This is great.  I totally agree with the argument that consumerism is deprivation!<br />
I can&#8217;t even approach a mall without some nausea.<br />
Luckily, I can sew and my hubby can build and we both love to cook.<br />
I&#8217;ve never heard about dipping a cotton ball in vaseline to start a fire&#8230;love it!</p>
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		<title>By: Lazy Man</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135607</link>
		<dc:creator>Lazy Man</dc:creator>
		<pubDate>Sat, 02 May 2009 16:22:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135607</guid>
		<description>Robyn, I&#039;ll be sending my wife a link to your Worm Inn... seems great.</description>
		<content:encoded><![CDATA[<p>Robyn, I&#8217;ll be sending my wife a link to your Worm Inn&#8230; seems great.</p>
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		<title>By: Robyn</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135593</link>
		<dc:creator>Robyn</dc:creator>
		<pubDate>Sat, 02 May 2009 13:21:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135593</guid>
		<description>This article is a good example why I don&#039;t write much about frugality, even tho I completely subscribe to this line of thinking - Jacob describes the philosopy much better than I ever could. Esp this - &quot;Many, who has initially seen such extreme frugality as deprivation, will come to see that consumerism is merely another form of deprivation aimed at reducing personal creativity.&quot; Beautiful.

I find living frugally a fun challenge and not deprivation at all. Deprivation in this sense says &quot;I want what the world and advertisers and my friends have but I can&#039;t afford it.&quot; 

Change your perception and thinking - don&#039;t be like everyone else - be &quot;radical&quot; and set a new example. You are more creative than the typical consumerist standard wants you to believe. 
Empower yourself.</description>
		<content:encoded><![CDATA[<p>This article is a good example why I don&#8217;t write much about frugality, even tho I completely subscribe to this line of thinking &#8211; Jacob describes the philosopy much better than I ever could. Esp this &#8211; &#8220;Many, who has initially seen such extreme frugality as deprivation, will come to see that consumerism is merely another form of deprivation aimed at reducing personal creativity.&#8221; Beautiful.</p>
<p>I find living frugally a fun challenge and not deprivation at all. Deprivation in this sense says &#8220;I want what the world and advertisers and my friends have but I can&#8217;t afford it.&#8221; </p>
<p>Change your perception and thinking &#8211; don&#8217;t be like everyone else &#8211; be &#8220;radical&#8221; and set a new example. You are more creative than the typical consumerist standard wants you to believe.<br />
Empower yourself.</p>
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		<title>By: Early Retirement Extreme</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135539</link>
		<dc:creator>Early Retirement Extreme</dc:creator>
		<pubDate>Sat, 02 May 2009 00:04:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135539</guid>
		<description>@Tyler - How about 
http://boston.craigslist.org/sob/abo/1148109346.html
http://boston.craigslist.org/gbs/abo/1145570336.html
subject to that those are not weekly rates, etc. 
I would say, if you&#039;re single, the room mate option is not a bad idea, and if you&#039;re &quot;double&quot; you can double your search range to 400-800.</description>
		<content:encoded><![CDATA[<p>@Tyler &#8211; How about<br />
<a href="http://boston.craigslist.org/sob/abo/1148109346.html" rel="nofollow">http://boston.craigslist.org/sob/abo/1148109346.html</a><br />
<a href="http://boston.craigslist.org/gbs/abo/1145570336.html" rel="nofollow">http://boston.craigslist.org/gbs/abo/1145570336.html</a><br />
subject to that those are not weekly rates, etc.<br />
I would say, if you&#8217;re single, the room mate option is not a bad idea, and if you&#8217;re &#8220;double&#8221; you can double your search range to 400-800.</p>
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		<title>By: Tyler</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135538</link>
		<dc:creator>Tyler</dc:creator>
		<pubDate>Fri, 01 May 2009 23:44:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135538</guid>
		<description>I looked in Boston on Craigslist and the only ads I found between 200 and 400 were scams (not real rentals), or were 200-400 per week. Not a realistic target for those of us in major metropolitan areas.</description>
		<content:encoded><![CDATA[<p>I looked in Boston on Craigslist and the only ads I found between 200 and 400 were scams (not real rentals), or were 200-400 per week. Not a realistic target for those of us in major metropolitan areas.</p>
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		<title>By: Jim</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135527</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Fri, 01 May 2009 22:08:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135527</guid>
		<description>I personally prefer a 15 year plan style.  5 years and this kind of minimal living is not worth it to me.

The only housing around here I see on Craigslist under $400 is shared housing / roommates.  There are some condo&#039;s listed for $350 or $385 rent but those are almost certainly scams.  I see similar ads on other cities.    So you may very well need to increase the housing budget some depending on where you live.  

Or simply consider moving elsewhere.   If your job is portable and you can find cheaper housing in another city then it could be in your best benefit to move somewhere with lower cost of living.</description>
		<content:encoded><![CDATA[<p>I personally prefer a 15 year plan style.  5 years and this kind of minimal living is not worth it to me.</p>
<p>The only housing around here I see on Craigslist under $400 is shared housing / roommates.  There are some condo&#8217;s listed for $350 or $385 rent but those are almost certainly scams.  I see similar ads on other cities.    So you may very well need to increase the housing budget some depending on where you live.  </p>
<p>Or simply consider moving elsewhere.   If your job is portable and you can find cheaper housing in another city then it could be in your best benefit to move somewhere with lower cost of living.</p>
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		<title>By: Early Retirement Extreme</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135526</link>
		<dc:creator>Early Retirement Extreme</dc:creator>
		<pubDate>Fri, 01 May 2009 22:07:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135526</guid>
		<description>@Moneymonk - Haha, I think this is an old point of dispute, but women and children can use their legs to walk as well as men. Now, there may be some place where you would not want to walk (even if you are a man) and this is why you choose your place of living so you don&#039;t have to. There are women and children out there doing the &quot;impossible&quot; without a car right now.</description>
		<content:encoded><![CDATA[<p>@Moneymonk &#8211; Haha, I think this is an old point of dispute, but women and children can use their legs to walk as well as men. Now, there may be some place where you would not want to walk (even if you are a man) and this is why you choose your place of living so you don&#8217;t have to. There are women and children out there doing the &#8220;impossible&#8221; without a car right now.</p>
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		<title>By: Anderson</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135524</link>
		<dc:creator>Anderson</dc:creator>
		<pubDate>Fri, 01 May 2009 22:03:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135524</guid>
		<description>Fantastic post. I couldn&#039;t agree more with you. It&#039;s just a product of our culture. We want things right now...instantaneously. Patience seems to be a lost art form. I was reading a similar article the other day which dealt with the same topic. A lot of financial freedoms could be found if society were to tweak just a few bad habits.</description>
		<content:encoded><![CDATA[<p>Fantastic post. I couldn&#8217;t agree more with you. It&#8217;s just a product of our culture. We want things right now&#8230;instantaneously. Patience seems to be a lost art form. I was reading a similar article the other day which dealt with the same topic. A lot of financial freedoms could be found if society were to tweak just a few bad habits.</p>
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		<title>By: Kosmo @ The Casual Observer</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135522</link>
		<dc:creator>Kosmo @ The Casual Observer</dc:creator>
		<pubDate>Fri, 01 May 2009 21:58:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135522</guid>
		<description>Or you could ask &quot;What would McGruber do?&quot;

Or not.</description>
		<content:encoded><![CDATA[<p>Or you could ask &#8220;What would McGruber do?&#8221;</p>
<p>Or not.</p>
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		<title>By: Executioner</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135512</link>
		<dc:creator>Executioner</dc:creator>
		<pubDate>Fri, 01 May 2009 21:33:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135512</guid>
		<description>Great article, and consistent with ERE as a whole.

Jacob, you&#039;d love it here in New England.

I wouldn&#039;t suggest that anyone fly to Africa with the expectation of seeing a tiger; I think that trip would be certain to end in disappointment, unless a zoo was on the itinerary.</description>
		<content:encoded><![CDATA[<p>Great article, and consistent with ERE as a whole.</p>
<p>Jacob, you&#8217;d love it here in New England.</p>
<p>I wouldn&#8217;t suggest that anyone fly to Africa with the expectation of seeing a tiger; I think that trip would be certain to end in disappointment, unless a zoo was on the itinerary.</p>
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		<title>By: Moneymonk</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135510</link>
		<dc:creator>Moneymonk</dc:creator>
		<pubDate>Fri, 01 May 2009 21:29:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135510</guid>
		<description>@early ret. extreme-


you are a man, I doubt if the &quot;no car&quot; thing work with a woman and children.

Some things are not possible</description>
		<content:encoded><![CDATA[<p>@early ret. extreme-</p>
<p>you are a man, I doubt if the &#8220;no car&#8221; thing work with a woman and children.</p>
<p>Some things are not possible</p>
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		<title>By: Early Retirement Extreme</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135497</link>
		<dc:creator>Early Retirement Extreme</dc:creator>
		<pubDate>Fri, 01 May 2009 19:22:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135497</guid>
		<description>I would say in terms of rent/income ratio. It seems to be easier to find a low rent in a high paying region than a high paying job in a low rent region (at least for me anyway).</description>
		<content:encoded><![CDATA[<p>I would say in terms of rent/income ratio. It seems to be easier to find a low rent in a high paying region than a high paying job in a low rent region (at least for me anyway).</p>
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		<title>By: Early Retirement Extreme</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135496</link>
		<dc:creator>Early Retirement Extreme</dc:creator>
		<pubDate>Fri, 01 May 2009 19:17:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135496</guid>
		<description>For Silicon Valley (we live either just on the northern edge or just outside depending on your definition) the cheapest option as far as I have found and what we do is to live in an RV park. Prior to quitting my job I was paying 3.8% of gross income in rent. After retiring it&#039;s more like 25% of gross.</description>
		<content:encoded><![CDATA[<p>For Silicon Valley (we live either just on the northern edge or just outside depending on your definition) the cheapest option as far as I have found and what we do is to live in an RV park. Prior to quitting my job I was paying 3.8% of gross income in rent. After retiring it&#8217;s more like 25% of gross.</p>
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		<title>By: Early Retirement Extreme</title>
		<link>http://www.lazymanandmoney.com/financial-freedom-rich-wealth/comment-page-1/#comment-135494</link>
		<dc:creator>Early Retirement Extreme</dc:creator>
		<pubDate>Fri, 01 May 2009 19:10:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=1940#comment-135494</guid>
		<description>@SaveBuyLive - It does not feel like deprivation. Maybe it makes more sense to ask &quot;What would MacGyver do?&quot; and apply that mentality to the entire lifestyle. Well, he would build a solution of out what&#039;s at hand rather than ordering gadgets from a catalogue or paying for expert advise. As such he would not need to spend the same amount of money and the money he earned, he could invest and live off of the dividends.  Is MacGyver deprived? I think not :-) 

I&#039;m not a big fan of traveling, but I&#039;ve been to 14 countries and I never paid (conference travel). There are people out there, like Chris Guillebeau, who like traveling and also pay very little to do so. My sister has also been to a lot of countries (slightly more than me) either as a volunteer and traveling light and hard. She has also paid very little usually spending weeks or months in a given country.

The social effects and consequences vary from a stockbroker going &quot;wow&quot; as he saw my liquid net-worth compared to my age (33) to the expected misunderstandings of the &quot;oh, so you do this, then you must be like that too&quot;. For instance, when I tell people I live on about $6000/year, that is, somewhat below the poverty line, they automatically think I live in squalor. I would say friends and family take me pretty seriously, for instance, I&#039;m kinda the unofficial financial/investment advisor of the lot. Often when I start doing something &quot;crazy&quot;, some of them pick it up as well. For instance, my mother, who is in her early 50s now commute daily by bicycle rain or wind. In terms of dating and relationships, I&#039;m married to a very understanding wife where I compromise as well. I know there are girls out there who won&#039;t talk to you unless you drive a certain car, etc. Obviously, that would make it very easy for someone like me to weed them out of the dating pool.  

I currently live in the Bay Area (fairly expensive area, but nice weather). I used to live in the Midwest, so I know about the winters (there&#039;s nothing like walking outside and you feel your eyeballs start freezing 8-) ). What was usually the case in case of heavy (lake effect) snowfall was that it was faster to just start walking, rather than first dig out the car, then drive it, find a parking spot, and walk from the parking spot. Hence the importance of living close to work and the supermarket. Our long term plan is either to move to New England or WA/OR.</description>
		<content:encoded><![CDATA[<p>@SaveBuyLive &#8211; It does not feel like deprivation. Maybe it makes more sense to ask &#8220;What would MacGyver do?&#8221; and apply that mentality to the entire lifestyle. Well, he would build a solution of out what&#8217;s at hand rather than ordering gadgets from a catalogue or paying for expert advise. As such he would not need to spend the same amount of money and the money he earned, he could invest and live off of the dividends.  Is MacGyver deprived? I think not :-) </p>
<p>I&#8217;m not a big fan of traveling, but I&#8217;ve been to 14 countries and I never paid (conference travel). There are people out there, like Chris Guillebeau, who like traveling and also pay very little to do so. My sister has also been to a lot of countries (slightly more than me) either as a volunteer and traveling light and hard. She has also paid very little usually spending weeks or months in a given country.</p>
<p>The social effects and consequences vary from a stockbroker going &#8220;wow&#8221; as he saw my liquid net-worth compared to my age (33) to the expected misunderstandings of the &#8220;oh, so you do this, then you must be like that too&#8221;. For instance, when I tell people I live on about $6000/year, that is, somewhat below the poverty line, they automatically think I live in squalor. I would say friends and family take me pretty seriously, for instance, I&#8217;m kinda the unofficial financial/investment advisor of the lot. Often when I start doing something &#8220;crazy&#8221;, some of them pick it up as well. For instance, my mother, who is in her early 50s now commute daily by bicycle rain or wind. In terms of dating and relationships, I&#8217;m married to a very understanding wife where I compromise as well. I know there are girls out there who won&#8217;t talk to you unless you drive a certain car, etc. Obviously, that would make it very easy for someone like me to weed them out of the dating pool.  </p>
<p>I currently live in the Bay Area (fairly expensive area, but nice weather). I used to live in the Midwest, so I know about the winters (there&#8217;s nothing like walking outside and you feel your eyeballs start freezing 8-) ). What was usually the case in case of heavy (lake effect) snowfall was that it was faster to just start walking, rather than first dig out the car, then drive it, find a parking spot, and walk from the parking spot. Hence the importance of living close to work and the supermarket. Our long term plan is either to move to New England or WA/OR.</p>
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