Comments on: Cut your Spending Today http://www.lazymanandmoney.com/cut-your-spending-today/ Saving, Earning, and Investing Money Sat, 21 Nov 2009 00:22:17 -0800 http://wordpress.org/?v=2.8.5 hourly 1 By: My Favorite Frugal Tips and Links | Heart at Home http://www.lazymanandmoney.com/cut-your-spending-today/comment-page-1/#comment-117650 My Favorite Frugal Tips and Links | Heart at Home Wed, 03 Dec 2008 17:17:03 +0000 http://www.lazymanandmoney.com/cut-your-spending-today/#comment-117650 [...] Cut your Spending Today [...] [...] Cut your Spending Today [...]

]]> By: JS http://www.lazymanandmoney.com/cut-your-spending-today/comment-page-1/#comment-11044 JS Tue, 17 Jul 2007 20:55:23 +0000 http://www.lazymanandmoney.com/cut-your-spending-today/#comment-11044 Remember that you're actually saving more than 3% on those paper towels if you buy three years worth, since inflation is going to mean that those paper towels will actually be much more expensive 3 years from now. Buying them in bulk on sale today might actually mean saving more like 10-12%. Remember that you’re actually saving more than 3% on those paper towels if you buy three years worth, since inflation is going to mean that those paper towels will actually be much more expensive 3 years from now. Buying them in bulk on sale today might actually mean saving more like 10-12%.

]]> By: Adventures In Money Making http://www.lazymanandmoney.com/cut-your-spending-today/comment-page-1/#comment-10990 Adventures In Money Making Fri, 13 Jul 2007 08:02:56 +0000 http://www.lazymanandmoney.com/cut-your-spending-today/#comment-10990 I have tagged your blog. See the URL for more details. http://moneyshaker.blogspot.com/2007/07/eight-random-facts-about-adventures-in.html I have tagged your blog. See the URL for more details.
http://moneyshaker.blogspot.com/2007/07/eight-random-facts-about-adventures-in.html

]]> By: Mike http://www.lazymanandmoney.com/cut-your-spending-today/comment-page-1/#comment-10986 Mike Thu, 12 Jul 2007 18:22:02 +0000 http://www.lazymanandmoney.com/cut-your-spending-today/#comment-10986 No arguments here. I had been pondering on how the time value of money would interact but couldn't get a coherent thought out. I'll just throw out this link and move along: http://www.investopedia.com/articles/03/082703.asp No arguments here.

I had been pondering on how the time value of money would interact but couldn’t get a coherent thought out. I’ll just throw out this link and move along: http://www.investopedia.com/articles/03/082703.asp

]]> By: Lazy Man http://www.lazymanandmoney.com/cut-your-spending-today/comment-page-1/#comment-10985 Lazy Man Thu, 12 Jul 2007 18:11:38 +0000 http://www.lazymanandmoney.com/cut-your-spending-today/#comment-10985 Buying in bulk is one interpetation, but it's not the only one. Taking preventative measures or spending money to save time counts as well. Joining a gym (and using it) could greatly decrease your hospital bills in the future as a small example of a preventative measure. If someone in the neighborhood wanted to mow my lawn for a dollar - a ridiculous example since I don't have a lawn and they wouldn't offer that price. I would be happy to pay that since spending that dollar saves me time to do other things that make me money - like write this blog for example. Buying in bulk is definitely something that I do. However, I realize that product X usually goes on sale once a month, so I only buy enough bulk to get me through to the next sale. And I only do it if it's not a perishable item. Also if the discount is very small, I attempt to do quick estimate on whether it's worth my while to buy in bulk. I'm not going to buy three years worth of paper-towels just to save 3%. I'd be better off buying a small amount and taking the money and investing it. However, if it's something that I normally use and it's half off, I'm going to try to take advantage of that. Buying in bulk is one interpetation, but it’s not the only one. Taking preventative measures or spending money to save time counts as well. Joining a gym (and using it) could greatly decrease your hospital bills in the future as a small example of a preventative measure. If someone in the neighborhood wanted to mow my lawn for a dollar – a ridiculous example since I don’t have a lawn and they wouldn’t offer that price. I would be happy to pay that since spending that dollar saves me time to do other things that make me money – like write this blog for example.

Buying in bulk is definitely something that I do. However, I realize that product X usually goes on sale once a month, so I only buy enough bulk to get me through to the next sale. And I only do it if it’s not a perishable item. Also if the discount is very small, I attempt to do quick estimate on whether it’s worth my while to buy in bulk. I’m not going to buy three years worth of paper-towels just to save 3%. I’d be better off buying a small amount and taking the money and investing it. However, if it’s something that I normally use and it’s half off, I’m going to try to take advantage of that.

]]> By: Mike http://www.lazymanandmoney.com/cut-your-spending-today/comment-page-1/#comment-10982 Mike Thu, 12 Jul 2007 17:51:13 +0000 http://www.lazymanandmoney.com/cut-your-spending-today/#comment-10982 You're effectively making an argument for buying in bulk (lower unit cost but more of it). The problem is if you buy more than you'll use in a reasonable time frame. Mike You’re effectively making an argument for buying in bulk (lower unit cost but more of it). The problem is if you buy more than you’ll use in a reasonable time frame.

Mike

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