The Simple Dollar has a little piece of advice for having more money... don't spend money today. I had check to do a double take to make sure that FreeMoneyFinance hadn't written it as a guest article. It's quality advice, especially when paired with make more money today. A lot of people make the same amount of today as they did yesterday. If you can do something extra to make more money you'll be a bit ahead.
Not spending money is a good plan, but it may be too restrictive. It could lead to expensive splurges in the future. Dieters experience this same feeling when they restrict their calories or favorite foods completely. I find it's a lot easier to ask, "Do I really NEED [item X]?" each time I look to make a purchase. Most of the time I realize that I don't. Some of the time, like with gas to get to work, I obviously do. The other question I ask is, "Will buying [item X] save me more money in the future?". For instance, going grocery shopping is spending money, but it saves me from expensive restaurant splurges. Buying a can of peas that are on sale today is often better than paying full price tomorrow. Changing the oil in my car is cheaper than paying a mechanic for engine repair. If this seems obvious to you, excellent, you are ahead of the game. If not, hopefully you find some help in this advice.
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