Comments on: Credit Karma’s Credit Simulator (and Other Credit Tools)

By: Lazy Man

Lazy Man — Wed, 29 Oct 2008 22:49:24 +0000

Why do you need to know your FICO score? If the other scoring system is valid and allows you to compare over time it’s just as value. If I weigh myself in kilograms, it’s still measuring weight.

By: jim

jim — Wed, 29 Oct 2008 19:45:27 +0000

But ultimately it’s not your FICO… it’s an estimate. I suppose it does have value for some but ultimately, you’ll need to know your actual score to be effective.

By: Lazy Man

Lazy Man — Tue, 28 Oct 2008 21:41:10 +0000

Matt, that's a good question and one that's probably asked a lot. The founder answered that in the comments of my last post on Credit Karma

By: Matt

Matt — Tue, 28 Oct 2008 20:19:56 +0000

Does getting this score count as a hard inquiry on the report? Or is it just as if I have asked the credit bureau directly to give me the score?

Thanks.