Comments on: 529 Plans: How Do you Choose?

By: » Personal Finance Review – Football is Better edition

» Personal Finance Review – Football is Better edition — Fri, 29 Jul 2011 17:42:49 +0000

[...] Five Cent Nickel is looking for the very best 529 Plans. I'd like to direct him to the article that I wrote this week, Choosing a 529 Plan. [...]

By: JS

JS — Thu, 13 Jan 2011 18:05:14 +0000

It appears that Utah is now waiving the service fee if you agree to have your statements delivered electronically.

By: Andy

Andy — Fri, 09 Jul 2010 20:41:35 +0000

Very informative. Actually been looking into a 529 plan for my son and the state plans seem to offer a better deal, espically since the college plans (tied to the market) are losing value!

By: Posts I Enjoyed Last Week

Posts I Enjoyed Last Week — Fri, 14 Nov 2008 05:40:33 +0000

[...] Man at Lazy Man and Money goes through the process of selecting a 529 plan . Always check your own state’s plan first to see if you get any tax benefit, but [...]

By: Set Up CollegeAdvantage 529 Plan

Set Up CollegeAdvantage 529 Plan — Fri, 14 Nov 2008 05:37:53 +0000

[...] on my mind since she was born, but I kept delaying it with no good excuses. If I didn’t read Lazy Man’s post on 529 plan over the weekend, the delay could be even longer. When our first daughter was born in 2005, I [...]

By: Dave Ramsey Gives Bad College Savings Advice | Moolanomy

Dave Ramsey Gives Bad College Savings Advice | Moolanomy — Wed, 16 Jan 2008 14:01:49 +0000

[...] Choosing a 529 Plan @ Lazy Man and Money [...]

By: Starting a 529 College Savings Plan For My Son ~ Smart. Healthy. Rich.

Starting a 529 College Savings Plan For My Son ~ Smart. Healthy. Rich. — Wed, 14 Nov 2007 17:07:18 +0000

[...] Man and Money has a great article on choosing a 529 plan that I recommend reading if you are looking for more information on selecting the plan that’s [...]

By: 111th carnival of personal finance - glastonbury edition : plonkee money

111th carnival of personal finance - glastonbury edition : plonkee money — Mon, 01 Oct 2007 18:51:51 +0000

[...] choosing a 529 plan @ lazy man and money, with at least one from each state, which should you go for? [...]

By: Mark

Mark — Wed, 08 Aug 2007 00:39:18 +0000

Great post. It looks like OH is the cheapest until you are over $10,000 in account balance, and then it is IL.

By: Christi

Christi — Wed, 01 Aug 2007 11:24:46 +0000

How well does Virginia stand up? My husband and I were considering doing that for our daughter.

By: Ted Valentine

Ted Valentine — Mon, 30 Jul 2007 21:38:48 +0000

I opened a 529 for my baby born this year. I also chose the Ohio 529 due to low fees with several nice Vanguard index options. I signed up online and funded it through an EFT with ING. You should not hit any snags. It was almost too easy.

By: Vicki

Vicki — Mon, 30 Jul 2007 14:24:49 +0000

Fabulous post!

By: MossySF

MossySF — Fri, 27 Jul 2007 00:42:25 +0000

I also chose the OH plan. UTs plan has lower expenses for fixed income but higher for equities – especially for non-UT residents who get an extra fee tacked on.

IL just updated their plan with pretty competitive fees (0.20%-0.23%) but only offers static or age-based portfolios. There is no way to pick your own ratio of domestic large, domestic small, international, bonds.

NE has pretty high fees (0.60% in addition to the fund fees) but allows full access to underlying Vanguard funds for the slicer & dicer.

The only other plan I would consider would be WV’s plan to get access to DFA funds.