Archive for the ‘Retirement’ Category
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Our Early Retirement Plan: My Wife’s Plan (Part 3)
If you are just starting this, I suggest you start at The Introduction – Part 0. Alternatively, you can jump to Our Early Retirement Plan: Where We Are Now (Part 1) or Our Early Retirement Plan: My Personal Income (Part 2). Before I start, I should come clean. I’m going to be putting some words [...]
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Our Early Retirement Plan: My Personal Income (Part 2)
If you are just starting this, I suggest you start at The Introduction – Part 0. Alternatively, you can jump to Our Early Retirement Plan: Where We Are Now (Part 1). My income and my wife’s income are dramatically different from most people. I don’t have a 9-5 job. Yesterday I mentioned how I make [...]
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Our Early Retirement Plan: Where We Are Now (Part 1)
If you are just starting this, I suggest you start at The Introduction – Part 0 You can’t figure out where you are going if you don’t know where you are… My wife and I are each 32 years old. To some degree our finances are separate – we never felt the need to combine [...]
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Our Early Retirement Plan: Introduction (Part 0)
I thought I’d switch things up this week and write about our retirement plan for the future. It’s going to be detailed, so I’ll have an article one day each week. I need to get a few things out of the way: Retirement planning at age 32 is a shot in the dark – Unless [...]
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Reviewing My IRA Options
The other day, a reader, Matt, sent me an e-mail in response to my Zecco IRA Rollover. He asked (I’m paraphrasing): I have a question about the Zecco IRA account. You figured a 0.036% expense ratio and I understand how you calculated it – $30 annual fee/$80k balance. If I had an account of ETF’s, [...]
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Zecco IRA for my 401K Rollover: The Time to Hesitate is Now
For a few years now, I have been Lazy about transferring a 401k to a Rollover IRA. I have no excuse. I know I could invest in a brokerage with very cheap exchange traded funds (ETFs). Instead of paying the nearly 1% in expenses, I could probably pay around 0.25%. As long as I’m coming [...]
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SEP-IRAs: A Primer and a Funding Strategy
[The following is a guest post by RateLadder.com. I asked him if he would be kind enough to write an article about the SEP-IRA since he has more expertise in the area than I do. He's also taking an approach that I though readers would find interesting. If you are interested in peer-to-peer lending, I [...]
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What’s Your Definition of Retirement?
From time to time, I chat with other readers and bloggers. The other day, I had an interesting chat with Steve from Brip Blap. While we chatted about a number of topics, two really stuck through in my mind… blogging and retirement. For the last two and half months, I have not worked a steady [...]
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Converting Your 401(k) to a Roth IRA
[The article below is from Dollar Guides. Dollar Guides is a paid directory of financial resources. I haven't looked at or used many of those resources and can not recommend them one way or the other.] As most of us know, your 401(k) is a retirement plan that many employers offer. Simply, part of your [...]
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Zecco for My Retirement Funds?
Often times, I’m Lazy, but never so much with 401k plans from past jobs I have held. I know I should transfer the money to a Rollover IRA. This would save me money in administrative fees. It would also give me more choice in investments. If I wanted to buy a gold ETF I could. [...]
