Archive for the ‘Credit Cards’ Category
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A Lazy Man’s Guide to Managing Credit Cards
The following is a guest post from Martin of Studenomics. Martin has just released a super-helpful guide that shows you how to completely conquer credit before you hit 30. His theory is, “You can’t leave your mark on the world if you spend your 20s paying off credit card debt. I did all of the [...]
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Who Wants $500?
That’s essentially the question that Chase Cards asked a few months ago. They didn’t word it exactly like that, but instead said that if got their credit card and spent $3000 in 3 months, I’d get the equivalent of $500 in points. I did a little math and found out that Chase Sapphire Preferred Card [...]
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How To Negotiate your Credit Card Interest Rate
[The following is a guest post by Ornella Grosz is a personal finance expert, personal finance writer, speaker, and the author of Moneylicious: A Financial Clue for Generation Y. She blogs about paying off credit card debt and more at Moneylicious Blog. She has been featured as a financial expert on top radio stations across [...]
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My Ten Year Run of Ripping Off Chase is Over… Time to Rip Off Chase… Wait, What?
For more than 10 years I’ve been skimming money off of Chase with their credit card rewards. I’ve had this blue card that offered 5% cash back on gas, groceries, and drugstores. Getting 5% off what you’d buy anyway, is a no-brainer if you are disciplined enough to pay your credit cards on time. Chase [...]
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Balance Transfer: What Is It And How Can It Work In Your Favor?
[The following is a guest post from Compare Cards. They have an extensive list of balance transfer cards on their website.] A balance transfer is a transaction in which you pay off one loan with another. In the particular area of credit card balance transfers, this process allows you to pay off a high interest [...]
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Chase Sapphire Preferred Card Gives You 17% Cash Back?
A tipster emailed me and told me there’s a hot new credit card out. Often times, I don’t pay too much attention. However, since I am working on a big write-up of last week’s Finovate conference, I thought it would be worth looking into to keep the flow of information going here and possibly help [...]
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Get $100 Cashback from a 0% Balance Transfer Citibank MasterCard
In January, I posted a good option for a balance transfer credit card. In that case, I classified “good” as being able to transfer your balance not having to pay interest, while earning rewards on new purchases. Unfortunately that deal expired on February 28th. If you missed out, you may be asking what you do [...]
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Credit Cards For Those Who Carry A Balance… or Who Like 5% Cash Back Rewards
It isn’t often that I write about credit cards. I have a couple of credit cards that I’ve had for about 5 years with really good cash back rewards. I get 4-6% off of almost everything that I buy from groceries, gas, and restaurants to home improvement and office supply stores. Unfortunately, those cards are [...]
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Is Payment Protection Insurance ever a Good Idea?
The following is a guest by Tim Chen, founder and CEO of NerdWallet.com. NerdWallet that helps consumers to compare credit card rewards. Tim also educates consumers about credit cards and debt management at the Forbes Moneybuilder Blog, the Huffington Post, and U.S.News. Payment protection insurance can sound great when it’s being pitched by a commissioned credit [...]
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Citi Cards Give College Students Extra Incentive to Pay on Time
When I was in college, I had basically one financial responsibility, make enough money for beer pizza. I was lucky enough to earn a significant scholarship and my parents used the money they had saved for tuition towards my room and board. I know not many students have it as well as I did. Much [...]