Archive for the ‘Credit’ Category
-
A Lazy Man’s Guide to Managing Credit Cards
The following is a guest post from Martin of Studenomics. Martin has just released a super-helpful guide that shows you how to completely conquer credit before you hit 30. His theory is, “You can’t leave your mark on the world if you spend your 20s paying off credit card debt. I did all of the [...]
-
Who Wants $500?
That’s essentially the question that Chase Cards asked a few months ago. They didn’t word it exactly like that, but instead said that if got their credit card and spent $3000 in 3 months, I’d get the equivalent of $500 in points. I did a little math and found out that Chase Sapphire Preferred Card [...]
-
How To Negotiate your Credit Card Interest Rate
[The following is a guest post by Ornella Grosz is a personal finance expert, personal finance writer, speaker, and the author of Moneylicious: A Financial Clue for Generation Y. She blogs about paying off credit card debt and more at Moneylicious Blog. She has been featured as a financial expert on top radio stations across [...]
-
Free Credit Monitoring From Credit Karma
[Editor's note: This article was written when there were limited invites to the free credit monitoring from Credit Karma. Recently they've enabled all their users to get free credit monitoring.] There are two ingredients to a great credit score: diligence and luck. The first you can control. The later you can’t. I have to say [...]
-
My Ten Year Run of Ripping Off Chase is Over… Time to Rip Off Chase… Wait, What?
For more than 10 years I’ve been skimming money off of Chase with their credit card rewards. I’ve had this blue card that offered 5% cash back on gas, groceries, and drugstores. Getting 5% off what you’d buy anyway, is a no-brainer if you are disciplined enough to pay your credit cards on time. Chase [...]
-
Balance Transfer: What Is It And How Can It Work In Your Favor?
[The following is a guest post from Compare Cards. They have an extensive list of balance transfer cards on their website.] A balance transfer is a transaction in which you pay off one loan with another. In the particular area of credit card balance transfers, this process allows you to pay off a high interest [...]
-
Chase Sapphire Preferred Card Gives You 17% Cash Back?
A tipster emailed me and told me there’s a hot new credit card out. Often times, I don’t pay too much attention. However, since I am working on a big write-up of last week’s Finovate conference, I thought it would be worth looking into to keep the flow of information going here and possibly help [...]
-
Get $100 Cashback from a 0% Balance Transfer Citibank MasterCard
In January, I posted a good option for a balance transfer credit card. In that case, I classified “good” as being able to transfer your balance not having to pay interest, while earning rewards on new purchases. Unfortunately that deal expired on February 28th. If you missed out, you may be asking what you do [...]
-
How to Get a Free Credit Score
If you have been reading this site recently, you know that we are looking into buying a vacation/retirement home. When buying a home, having good credit can save you thousands on mortgage rates. The problem is that most people don’t know exactly where they stand with their credit. I knew I had good credit, but [...]
-
Credit Cards For Those Who Carry A Balance… or Who Like 5% Cash Back Rewards
It isn’t often that I write about credit cards. I have a couple of credit cards that I’ve had for about 5 years with really good cash back rewards. I get 4-6% off of almost everything that I buy from groceries, gas, and restaurants to home improvement and office supply stores. Unfortunately, those cards are [...]
