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Carnival of Personal Finance #150

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carnival-clown.jpgWelcome to the 150th edition of the Carnival of Personal Finance. It amazes me to see the 150 number there. I had grand notions of tying all 115 accepted submissions into a good story. However, with the Comcast outage in my area yesterday, I scrambled today to get all the submissions in the form that you see below. Though I wasn't always working at full speed, it took 16 hours to read the articles, write the blurb that you see below, and add my comments after most of them. If it took me 16 hours for just this, imagine the hundreds of hours these authors put in to write these articles for your enjoyment. When I say it like that how can you not read them, right? ;-)

Editor's Choice

Save Money



Money Education

Real Estate


  • Me vs. Debt discusses building an emergency fund.
  • Advanced Personal Finance writes about student loan relief. Don't feel that you have to be advanced to understand. The basics are covered here, who should , why one should, and how to consolidate a student loans.
  • Discover Debt Freedom says don't worry about your credit score. My take is that it's true that you don't need to have a good credit score in life... but it's not an experiment I would want to try.
  • Destroy Debt writes about how she stretches her dollars. Lots of good tips here, but I'm not convinced about the advice to drop a cell phone - I see it as safety precaution in case a number of things happen, like your car breaking down.
  • The Wisdom Journal gives seven tips for living debt free. I'm not going to make my own laundry detergent any time soon either.

Money Stories







Photo Credit: Ennor

Last updated on August 1, 2011.

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39 Responses to “Carnival of Personal Finance #150”

  1. Wow, what a huge carnival! Congratulations for getting it all done, despite Comcast problems.
    Thanks for including my entry, I’m a first timer in this carnival, so it’s very exciting!

  2. BeThisWay says:

    Well, since your blog name admits that you are a lazy man, I’ll forgive you for not wanting to go through the extraordinary effort of cutting and pasting “Are You Going to Be This Way the Rest of the Time I Know You” into the carnival. ;)

    Thanks for including my article, and for hosting!

  3. hgstern says:

    Terrific job, LM!

    Thanks for hosting, and for including our post!

  4. Four Pillars says:

    Thanks for hosting and providing the extra commentary.


  5. Thanks for including my article. I will link back this Friday in my regular Link Love post.

  6. Thanks for hosting this weeks carnival and including my article “Auto Pilot Engaged, Sir!”. I will linkback in my weekly carnival/article roundup on Friday.

    Best Wishes,

  7. Patrick says:

    16 hours… Yep, that sounds about right! Hosting the CoPF is a lot of hard work! Thanks for hosting and doing such a great job. :)

  8. Pinyo says:

    Holy cow. This is a big one. I think you did a good job considering the outage. I like it when the host takes the time to comment a little bit on each entry.

  9. Lazy Man,
    Thanks for including my post on angel investing — and thanks especially for doing all the work in hosting such a ginormous carnival! Sorry to hear that the outage made it all the more hectic.

  10. fathersez says:

    Thanks for hosting and for including my story.

    One thing for sure, you sure don’t seem lazy.

    Best regards

  11. AndyS says:

    Thanks for including my post on “Save $29 in minutes”. Great to discover your blog as well and I will be subscribing.


  12. FinancialFinesser says:

    Thanks for including my article on extra savings with your FSA account!

  13. Thank you for hosting, and thanks for including my post on the Eleven Links to Help You Save Time and Money!

    I’ve highlighted your carnival in my Blog Carnivals of the Week Post, out today.


  14. jim says:

    Thanks for hosting man!

  15. Mike says:

    Hey, thanks for all your hard work!

  16. Bryce says:

    115 accepted submissions! Now I have to find some time to read, as well.

    Thanks for including my post.

  17. Lazy Man,

    Thank you for taking all the hours that you did to put this edition together, and thank you for including the Pasadena Financial Planner post.

    You are right about the amount of work that can go into researching an objective personal finance article. For example, the “Asset Allocation, Investment Asset Tax Location, and Emergency Cash Management” post required reading 6 investment research papers, before starting to write it.


  18. I just wanted to drop in and say thanks for including my article in the carnival. There are a lot of great reads here!

    This has been one of my first times participating in a carnival and I’d like to drop in more often…soon as I get a feel for what everyone likes reading and writing :D

    Thanks again for the mention.

  19. escapee says:

    wow- this is a HUGE carnival!
    Thanks for including me :-)

  20. WOW well done! I think the fort idea is a good one… ;)

  21. Thanks for the pick. I figured the title would be right up your alley!

    Nice job pulling the posts together, 114 posts is a ton!

  22. OMG. Sixteen hours? I said I’d do one of these? Yipes.

    This is awesome. Thanks so much for hosting this carnival and for putting in so much work on it. And thanks for including Funny’s rumination on whether PF should be a required college course.

  23. Debbie says:

    Thanks for including my article about stretching your dollars… regarding the cell phone? I’m not saying you can’t have one :) I’m saying switch to prepaid and use it for emergencies only and not for all your phone calls. It’s crazy- I see people grocery shopping while chatting, taking walks in the park while chatting, annoying everyone behind them in checkout lines because they’re trying to pay and talk at the same time- etc. These are the unnecessary calls that people spend too much money on that could be better used somewhere else. I spend about $20 every two or three months with a prepaid cell phone.

  24. jamy says:

    Thank you for include my article. Jamy

  25. Enoch Ko says:

    Thank you for hosting and including my post! :)

  26. …[Lazy Man Hosted the Carnival of Personal Finance #150 edition at his blog. He included my article Dividend Achievers Watchlist.]…

  27. Flexo says:

    Thanks very much for putting this Carnival together despite your internet access issues. It’s a lot of work, but this was a great collection of articles this week… and your picks for Editor’s Choice were right on.

    Thanks again!

  28. Trent Hamm says:

    This carnival is getting out of control. At this point, I just read the editor’s choice ones and call it good enough.

  29. First of all thank you very much for posting this carnival. It took you 16 hours to write it but it took also 16 hours to me to read it through. Working as a Vancouver realtor
    I am also searching for other possibilities where to invest and thanks to you I have found some good blogs. For sure I will read also your next carnival if there will be some

  30. S.B. says:

    Thanks so much for hosting!

  31. Market Advice says:

    Great list of sites with relevant info. Thanks!!

  32. Great job with a HUGE carnival! Thanks for taking the time to read them all and choosing mine as an editor’s pick.


  33. So how do I submit some articles for the carnival?

  34. Aryn says:

    Thanks for hosting and thanks for picking my article. The link goes to the wrong place, so here’s the link to the article about reducing, reusing, and recycling:

  35. PT says:

    Ahh, gotta hate the cable companies. Great job getting this all together. Thanks for hosting, LazyMan.

  36. squawkfox says:

    Hey Lazyman! Thank you for including my post! This is a huge carnival, excellent work. I have linked back via: Carnivals.

  37. crandall says:

    Great post! How can I get my work listed here?


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