Comments on: Can I Pay Less for Something of Similar Value? http://www.lazymanandmoney.com/can-i-pay-less-for-something-of-similar-value/ Saving, Earning, and Investing Money Sat, 21 Nov 2009 00:22:17 -0800 http://wordpress.org/?v=2.8.5 hourly 1 By: ChristianPF http://www.lazymanandmoney.com/can-i-pay-less-for-something-of-similar-value/comment-page-1/#comment-96849 ChristianPF Fri, 08 Aug 2008 13:07:25 +0000 http://www.lazymanandmoney.com/can-i-pay-less-for-something-of-similar-value/#comment-96849 I am with JON as well... I have done this for years and I think it is one of the most effective ways to reduce spending. Out of sight, out of mind... I am with JON as well… I have done this for years and I think it is one of the most effective ways to reduce spending. Out of sight, out of mind…

]]> By: deepali http://www.lazymanandmoney.com/can-i-pay-less-for-something-of-similar-value/comment-page-1/#comment-96159 deepali Tue, 05 Aug 2008 18:37:15 +0000 http://www.lazymanandmoney.com/can-i-pay-less-for-something-of-similar-value/#comment-96159 I play Jon's game too. It works surprisingly well. Re: paying less for something - do you ever bargain the price down? I've been thinking about needing to do more of that... I play Jon’s game too. It works surprisingly well.

Re: paying less for something – do you ever bargain the price down? I’ve been thinking about needing to do more of that…

]]> By: Early Retirement Extreme http://www.lazymanandmoney.com/can-i-pay-less-for-something-of-similar-value/comment-page-1/#comment-96152 Early Retirement Extreme Tue, 05 Aug 2008 17:59:49 +0000 http://www.lazymanandmoney.com/can-i-pay-less-for-something-of-similar-value/#comment-96152 Clever idea casting it in the framework of games. I think that is really the right way of seeing it. Especially for those frugal people that could easily buy it at the store. My favorite game is "can I get this for free?". There is little there is more satisfying to me, at least in terms of acquisitions, than to barter and trade stuff for stuff or services or just get something for free. The second best thing is to get the thing used. That saves resources as a new unit does not have to be built. It also tempers my purchases as it is usually harder to find something used compared to new retail. Clever idea casting it in the framework of games. I think that is really the right way of seeing it. Especially for those frugal people that could easily buy it at the store.
My favorite game is “can I get this for free?”. There is little there is more satisfying to me, at least in terms of acquisitions, than to barter and trade stuff for stuff or services or just get something for free. The second best thing is to get the thing used. That saves resources as a new unit does not have to be built. It also tempers my purchases as it is usually harder to find something used compared to new retail.

]]> By: Jon http://www.lazymanandmoney.com/can-i-pay-less-for-something-of-similar-value/comment-page-1/#comment-96094 Jon Tue, 05 Aug 2008 14:05:09 +0000 http://www.lazymanandmoney.com/can-i-pay-less-for-something-of-similar-value/#comment-96094 One of the games I've played with myself for a number of years now is tricking myself into thinking that money is "tight." I always keep a buffer in my checking account that's not written down, so as to avoid ever having a check bounce, even if I have to temporarily drop below a zero balance. Then, whenever my checking account has excess money in it, beyond what is necessary to pay the next couple of weeks worth of bills, I transfer the excess to a high yield online savings account, so when I look at my checkbook I don't think I have a bunch of extra spending money to waste on purchases. One of the games I’ve played with myself for a number of years now is tricking myself into thinking that money is “tight.” I always keep a buffer in my checking account that’s not written down, so as to avoid ever having a check bounce, even if I have to temporarily drop below a zero balance. Then, whenever my checking account has excess money in it, beyond what is necessary to pay the next couple of weeks worth of bills, I transfer the excess to a high yield online savings account, so when I look at my checkbook I don’t think I have a bunch of extra spending money to waste on purchases.

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