Comments on: Borrow Money & Lend Money at Prosper

By: Wanda

Wanda — Wed, 28 Oct 2009 16:13:48 +0000

The idea of this website is great. Unfortunately, I do not qualify. I’ve made some really bad decisions in my life and I will admit that. I got married over three years ago, we had another child and things were going great. We moved out of out of our tiny two-bedroom apartment into to house we were hoping to buy. So what happened? The ecomony took and turn for the worse and we were hit hard. We’ve let go of things that aren’t a necessity but it doesn’t seem enough. I know I’m not the only one in this situation. I have kids and the thought of being homeless and without electricity and gas is beyond belief. I don’t want a hand out, just a chance to get back on my (well, our…my husband included) feet.

By: Cindy

Cindy — Wed, 29 Jul 2009 21:28:20 +0000

This sounds a little too good to be true but I am hopeful. Looking for a Legal, Ethical way to borrow 25,000.00 for 18 months. I am willing to use the house as equity. I need the money by 8/15/09. Any ideas???? Please????

By: kurt

kurt — Tue, 03 Feb 2009 16:15:29 +0000

would like to talk to Joe Wiele

By: Joe Wiele

Joe Wiele — Thu, 04 Dec 2008 16:36:54 +0000

I can lend you money upto a year. The least is $200k

By: Posts I Enjoyed Last Week

Posts I Enjoyed Last Week — Fri, 14 Nov 2008 04:59:36 +0000

[...] Lazy Man at Lazy Man and Money shares his experience with Prosper.com with a review on how to lend and borrow money. No doubt that there are stories of prosperity, but personally, I don’t feel it’s right [...]

By: The Future of P2P Lending - Dusting Off My Crystal Ball

The Future of P2P Lending - Dusting Off My Crystal Ball — Thu, 27 Mar 2008 12:55:56 +0000

[...] Borrow Money & Lend Money at Prosper [...]

By: Kells Valencia

Kells Valencia — Sun, 04 Nov 2007 07:23:16 +0000

We offer loan to people,groups and companies with very low interest rate.We are a private financial company.Do you need a loan?Then contact us nowWe offer all kinds of loans ranging from personal to business and real estate loans.Our loan service is fast,easy and you have a very large duration to make repayment.If interested and seriousminded about the loan,contact us now

By: RateLadder.com

RateLadder.com — Thu, 21 Jun 2007 15:02:21 +0000

dudeasincool:
The $25 bonus is paid when you win your first loan. So, the steps you might be enter a bank account, verify a bank account, transfer $50 (or more), bid on listings until you fund a $50 loan. Then the $25 is paid instantly.

By: Tom

Tom — Sat, 16 Jun 2007 09:45:03 +0000

I just got the email from Prosper about the top referrers and I see you are #3. Well done! Are you making more money from referrals or interest on your prosper loans?

By: ByteLoans

ByteLoans — Tue, 12 Jun 2007 21:46:41 +0000

I have started doing this as well for about a year. Same goals, just a little behind this guy. Experiences are right on. And if you are careful in the advanced searches, you too can hold a 97% current payments status as well. See what is going on with my plans at www . houseofdenning . com .

By: Dan at Everydayfinance

Dan at Everydayfinance — Mon, 11 Jun 2007 16:00:06 +0000

Hey,
Love to see the continued Prosper discussion. I love the system and I’m at 13% with no defaults after several months. I’ve also posted a few strategies, groups, etc to help people along. The naysayers were wrong, the prosper commmunity is prospering indeed as evidenced by their continued growth.

Enjoy!

By: dudeasincool

dudeasincool — Mon, 11 Jun 2007 01:18:10 +0000

Hi, Lazyman, I just joined through your link above, but did not receive the $25 credit you mentioned. Have I missed a step?

By: bryan

bryan — Sat, 09 Jun 2007 06:49:42 +0000

Hi,
I watched your blog in DebtCC Blog Hunt and got to know about Prosper from your site.Thanks to both you and prosper.

By: J at Home Finance Freedom

J at Home Finance Freedom — Sat, 09 Jun 2007 03:54:13 +0000

Hello. Is there any early-call option or resale option or do we simply wait years to full maturity? Thank you.

By: The Financial Blogger

The Financial Blogger — Sat, 09 Jun 2007 00:07:00 +0000

Anyway we can lend money if we are Canadian? I read on the website that you must be US citizens. Do you know any website like prosper but for Canadian citizens?
thx!
FB.

By: Lazy Man

Lazy Man — Fri, 08 Jun 2007 15:18:45 +0000

I do take advantage of standing orders almost exclusively now. I detailed some of my strategies in the past. Thanks for reminding me HMG, I've included that link in the article.

By: Lazy Man

Lazy Man — Fri, 08 Jun 2007 15:12:43 +0000

It’s just the US for now. I’ve heard them mention they’d like to expand to other countries, but I imagine the regulatory hurdles are high. Kiva.org allows you to lend to 3rd world countries, but it’s more of a charity service. You don’t make interest, but you improve people’s lives.

By: HMG

HMG — Fri, 08 Jun 2007 15:11:42 +0000

Just wondering if you use the automated screens that they provide, or if you bid on loans yourself by browsing the listings? I am using a couple of customized screens and have also been on Prosper since they started. I have had a couple of loans default and a few others are late. I didn’t have screens set up at the start but quickly created 2 screens (high rate and high credit rating screen, and no delinquicies, low accounts, low credit score screen). it will be interesting to see how they perform over time.

By: The Happy Rock

The Happy Rock — Fri, 08 Jun 2007 15:00:22 +0000

Lazy,

I might have to try this when I get a little time. I have a little ‘investment’ cash sitting in ING that would be perfect to try this out.

Does prosper lend to countries like Africa, or is it just US?
- The Happy Rock