<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Belichick was Right (and Personal Finance Links)</title>
	<atom:link href="http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/</link>
	<description>Saving, Earning, and Investing Money</description>
	<lastBuildDate>Sat, 11 Feb 2012 03:58:23 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
	<item>
		<title>By: Doctor S</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-157096</link>
		<dc:creator>Doctor S</dc:creator>
		<pubDate>Fri, 20 Nov 2009 19:35:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-157096</guid>
		<description>Agree with you 100% in support Coach Hoody on this one.  I took off of work on Monday and all the entire world was talking about was the mistake Hoody made and how the statistics told him to punt the ball.  

However, none of those statistics factored in the variable that is known as Peyton Manning getting the ball back and marching downfield with THREE TIMEOUTS!  

Must be nice to have a QB that leads comebacks in the 4th quarter.

Sincerely,

An Eagles fan whose starting QB has a .250 winning percentage when trailing by 7 points or less in the 4th quarter.</description>
		<content:encoded><![CDATA[<p>Agree with you 100% in support Coach Hoody on this one.  I took off of work on Monday and all the entire world was talking about was the mistake Hoody made and how the statistics told him to punt the ball.  </p>
<p>However, none of those statistics factored in the variable that is known as Peyton Manning getting the ball back and marching downfield with THREE TIMEOUTS!  </p>
<p>Must be nice to have a QB that leads comebacks in the 4th quarter.</p>
<p>Sincerely,</p>
<p>An Eagles fan whose starting QB has a .250 winning percentage when trailing by 7 points or less in the 4th quarter.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Scott Lovingood</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156320</link>
		<dc:creator>Scott Lovingood</dc:creator>
		<pubDate>Tue, 17 Nov 2009 14:44:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156320</guid>
		<description>I am a Colts fan so definitely biased.  The Pats outplayed Indy but lost.  It wasn&#039;t the play on 4 and 2 that lost the game.  It wasn&#039;t a dicey call of pass interference (the refereeing was pretty good though calls were missed on both sides). It was the culmination of two teams and the individual efforts they put together for the entire length of the game.  Just like in personal finance, the end result is from many small decisions made over a period of time leading to the final conclusion.

The Indy offense did not start out strong (or the Pats defense played very well in the beginning).  Maybe you haven&#039;t started out strong on personal finance.  You have dug yourself a hole and simply want to quit.

Don&#039;t.  Settle down and find a plan that has worked before.  That&#039;s what Indy did late in the game.  They started playing like they knew how too.  The offense starting making some good plays.  The defense stepped up (or the Pats took the foot off the pedal).  Indy took advantage of opportunities.  You should to in your own life.

Never quit.  Never think the game is over. Keep playing hard until the very end.  

Oh and don&#039;t take this to mean I think the Pats quit. You have two excellent football teams who battled back and forth.  I am sure they will meet again this year.</description>
		<content:encoded><![CDATA[<p>I am a Colts fan so definitely biased.  The Pats outplayed Indy but lost.  It wasn&#8217;t the play on 4 and 2 that lost the game.  It wasn&#8217;t a dicey call of pass interference (the refereeing was pretty good though calls were missed on both sides). It was the culmination of two teams and the individual efforts they put together for the entire length of the game.  Just like in personal finance, the end result is from many small decisions made over a period of time leading to the final conclusion.</p>
<p>The Indy offense did not start out strong (or the Pats defense played very well in the beginning).  Maybe you haven&#8217;t started out strong on personal finance.  You have dug yourself a hole and simply want to quit.</p>
<p>Don&#8217;t.  Settle down and find a plan that has worked before.  That&#8217;s what Indy did late in the game.  They started playing like they knew how too.  The offense starting making some good plays.  The defense stepped up (or the Pats took the foot off the pedal).  Indy took advantage of opportunities.  You should to in your own life.</p>
<p>Never quit.  Never think the game is over. Keep playing hard until the very end.  </p>
<p>Oh and don&#8217;t take this to mean I think the Pats quit. You have two excellent football teams who battled back and forth.  I am sure they will meet again this year.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: kosmo @ The Casual Observer</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156240</link>
		<dc:creator>kosmo @ The Casual Observer</dc:creator>
		<pubDate>Tue, 17 Nov 2009 05:15:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156240</guid>
		<description>Geez.  A 4th and 2 in that situation is successful 60% of the time?  It sure seems to occur less often than that - at least when my team is trying it.</description>
		<content:encoded><![CDATA[<p>Geez.  A 4th and 2 in that situation is successful 60% of the time?  It sure seems to occur less often than that &#8211; at least when my team is trying it.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lazy Man</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156234</link>
		<dc:creator>Lazy Man</dc:creator>
		<pubDate>Tue, 17 Nov 2009 04:33:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156234</guid>
		<description>Some people do publish &quot;the number of times QBs have been in a position to drive for a winning TD and have failed&quot; at least to a large degree - http://www.advancednflstats.com/2009/11/belichicks-4th-down-decision-vs-colts.html.</description>
		<content:encoded><![CDATA[<p>Some people do publish &#8220;the number of times QBs have been in a position to drive for a winning TD and have failed&#8221; at least to a large degree &#8211; <a href="http://www.advancednflstats.com/2009/11/belichicks-4th-down-decision-vs-colts.html" rel="nofollow">http://www.advancednflstats.com/2009/11/belichicks-4th-down-decision-vs-colts.html</a>.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kosmo @ The Casual Observer</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156230</link>
		<dc:creator>Kosmo @ The Casual Observer</dc:creator>
		<pubDate>Tue, 17 Nov 2009 04:19:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156230</guid>
		<description>&quot;Is the pressure against an MVP/HOF QB worth it?&quot;

Hmm.  Too bad they don&#039;t publish the number of times QBs have been in a position to drive for a winning TD and have failed (maybe they do somewhere).  It would be interesting to see how often Manning has failed to drive 60+ yards for a winning score in that amount of time.</description>
		<content:encoded><![CDATA[<p>&#8220;Is the pressure against an MVP/HOF QB worth it?&#8221;</p>
<p>Hmm.  Too bad they don&#8217;t publish the number of times QBs have been in a position to drive for a winning TD and have failed (maybe they do somewhere).  It would be interesting to see how often Manning has failed to drive 60+ yards for a winning score in that amount of time.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lazy Man</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156228</link>
		<dc:creator>Lazy Man</dc:creator>
		<pubDate>Tue, 17 Nov 2009 04:09:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156228</guid>
		<description>Is the pressure against an MVP/HOF QB worth it?  I think trusting one of the best offenses in the game to seal the deal is the right call.</description>
		<content:encoded><![CDATA[<p>Is the pressure against an MVP/HOF QB worth it?  I think trusting one of the best offenses in the game to seal the deal is the right call.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kosmo @ The Casual Observer</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156222</link>
		<dc:creator>Kosmo @ The Casual Observer</dc:creator>
		<pubDate>Tue, 17 Nov 2009 03:08:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156222</guid>
		<description>True, but Manning would have the clock ticking against him in this situation, which would add pressure.  Scoring quickly would no longer be a convenience, but a necessity.</description>
		<content:encoded><![CDATA[<p>True, but Manning would have the clock ticking against him in this situation, which would add pressure.  Scoring quickly would no longer be a convenience, but a necessity.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lazy Man</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156220</link>
		<dc:creator>Lazy Man</dc:creator>
		<pubDate>Tue, 17 Nov 2009 03:01:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156220</guid>
		<description>The defensive success rate is skewed.  In the previous drives Manning has 3 downs to succeed or fail.  In this situation, Manning has 4 downs to succeed or fail.

Even so, the Colts had two 79-yard drives that took less than 2 minutes in the quarter... and that was with the standard three downs.

I still think the Patriots have one of the NFL&#039;s best offenses against a Colts pass defense that is inexperienced.  That match-up is in the Patriots&#039; favor, while giving a Hall of Fame, and MVP favorite, quarterback the ball against a defense whose starters mostly have less than 2-3 years of experience in the NFL, is less than ideal.</description>
		<content:encoded><![CDATA[<p>The defensive success rate is skewed.  In the previous drives Manning has 3 downs to succeed or fail.  In this situation, Manning has 4 downs to succeed or fail.</p>
<p>Even so, the Colts had two 79-yard drives that took less than 2 minutes in the quarter&#8230; and that was with the standard three downs.</p>
<p>I still think the Patriots have one of the NFL&#8217;s best offenses against a Colts pass defense that is inexperienced.  That match-up is in the Patriots&#8217; favor, while giving a Hall of Fame, and MVP favorite, quarterback the ball against a defense whose starters mostly have less than 2-3 years of experience in the NFL, is less than ideal.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: kosmo @ The Casual Observer</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156215</link>
		<dc:creator>kosmo @ The Casual Observer</dc:creator>
		<pubDate>Tue, 17 Nov 2009 02:27:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156215</guid>
		<description>NE &quot;defensive possessions&quot; prior to final: 12
Failed NE defensive possessions prior to final: 4
Defensive success rate prior to final possession: 67%</description>
		<content:encoded><![CDATA[<p>NE &#8220;defensive possessions&#8221; prior to final: 12<br />
Failed NE defensive possessions prior to final: 4<br />
Defensive success rate prior to final possession: 67%</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lazy Man</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156207</link>
		<dc:creator>Lazy Man</dc:creator>
		<pubDate>Tue, 17 Nov 2009 01:34:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156207</guid>
		<description>I think you are paying the offensive players more.  The punter and defensive players did get utilized in the game.</description>
		<content:encoded><![CDATA[<p>I think you are paying the offensive players more.  The punter and defensive players did get utilized in the game.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: kosmo @ The Casual Observer</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156203</link>
		<dc:creator>kosmo @ The Casual Observer</dc:creator>
		<pubDate>Tue, 17 Nov 2009 01:24:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156203</guid>
		<description>Punt the damn ball.  You&#039;re paying the punter and defensive players - why not utilize them?  .</description>
		<content:encoded><![CDATA[<p>Punt the damn ball.  You&#8217;re paying the punter and defensive players &#8211; why not utilize them?  .</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lazy Man</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156162</link>
		<dc:creator>Lazy Man</dc:creator>
		<pubDate>Mon, 16 Nov 2009 21:59:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156162</guid>
		<description>Rick,

I know it&#039;s where the ball is, but I think you can draw a line from the feet and the ball and figure out where he was.  I don&#039;t think he was slanted backward, where the feet and the ball were significantly different.

I realize the replays weren&#039;t conclusive and the referees wouldn&#039;t overturn the call.  However, if the referee spotted it past the 30 and called it a first down, the Colts would have challenged and lost on the same inconclusive replay.  

So really the referee was very much deciding the game with the spot of the ball.  If you just have the replays to by, I think the refs had a bad spot of the ball.  Then again, I have the luxury of the replays and they don&#039;t so it&#039;s easy for me to say.</description>
		<content:encoded><![CDATA[<p>Rick,</p>
<p>I know it&#8217;s where the ball is, but I think you can draw a line from the feet and the ball and figure out where he was.  I don&#8217;t think he was slanted backward, where the feet and the ball were significantly different.</p>
<p>I realize the replays weren&#8217;t conclusive and the referees wouldn&#8217;t overturn the call.  However, if the referee spotted it past the 30 and called it a first down, the Colts would have challenged and lost on the same inconclusive replay.  </p>
<p>So really the referee was very much deciding the game with the spot of the ball.  If you just have the replays to by, I think the refs had a bad spot of the ball.  Then again, I have the luxury of the replays and they don&#8217;t so it&#8217;s easy for me to say.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lazy Man</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156161</link>
		<dc:creator>Lazy Man</dc:creator>
		<pubDate>Mon, 16 Nov 2009 21:51:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156161</guid>
		<description>Evan,

I&#039;m certainly biased, you&#039;ll get no argument from me.  I tried to balance that bias by stating what journalists are saying about the calls.  I also mentioned Maroney&#039;s fumble so I did blame the players.

Leah, 

I was devastated as well, but actually I felt the game went better than I thought.  I think I would rather have the loss in a game where the Patriots showed that they are the dominate team vs. a fluky win.  The Patriots now know that they have the talent to win big in Indy by having a near 24 point advantage (if Maroney doesn&#039;t fumble on the 1).

Brian,
I don&#039;t think there was an opportunity to make Peyton go 80-90 yards.  That would assume that you can punt from your own 28 and pin the other team inside their 20.  That&#039;s a 52 yard punt with no return.  I think Peyton would have more likely got the ball around the 35 or 40.  

The wild card here is that you know that you don&#039;t have to stop Manning for three down as you were trying all night.  You have to stop him for 4 downs.

And actually, the last shot the Patriots had to win the game would have been to let Indy score with a minute-plus left instead of tackle them on the one and letting them have first down on the goal line.</description>
		<content:encoded><![CDATA[<p>Evan,</p>
<p>I&#8217;m certainly biased, you&#8217;ll get no argument from me.  I tried to balance that bias by stating what journalists are saying about the calls.  I also mentioned Maroney&#8217;s fumble so I did blame the players.</p>
<p>Leah, </p>
<p>I was devastated as well, but actually I felt the game went better than I thought.  I think I would rather have the loss in a game where the Patriots showed that they are the dominate team vs. a fluky win.  The Patriots now know that they have the talent to win big in Indy by having a near 24 point advantage (if Maroney doesn&#8217;t fumble on the 1).</p>
<p>Brian,<br />
I don&#8217;t think there was an opportunity to make Peyton go 80-90 yards.  That would assume that you can punt from your own 28 and pin the other team inside their 20.  That&#8217;s a 52 yard punt with no return.  I think Peyton would have more likely got the ball around the 35 or 40.  </p>
<p>The wild card here is that you know that you don&#8217;t have to stop Manning for three down as you were trying all night.  You have to stop him for 4 downs.</p>
<p>And actually, the last shot the Patriots had to win the game would have been to let Indy score with a minute-plus left instead of tackle them on the one and letting them have first down on the goal line.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Brian</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156157</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Mon, 16 Nov 2009 21:21:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156157</guid>
		<description>Love the article and oh yeah, the links :)

As a former college coach I can attest to it being one of those you&#039;re damned if you do and you&#039;re damned if you don&#039;t calls. 

Having said that, I can see the confidence in Brady and the offense to get two yards. I mean it&#039;s two yards with arguably one of the best offenses in the last few years. I also understand not wanting to give Peyton a chance to drive and win the game.

However, I&#039;d rather make Peyton go say 80-90 yards in 2 minutes if we punt the ball, instead of 30-40 yards if they don&#039;t get the first down. 

I completely agree with your point that there are at least two other pivotal plays in the game where it can be won or lost. It&#039;s always easy to look at the last pass, the last shot of a basketball game or the last matchup in baseball game. You can find at least 10-20 other points in a game where things never would have gotten to that point.</description>
		<content:encoded><![CDATA[<p>Love the article and oh yeah, the links :)</p>
<p>As a former college coach I can attest to it being one of those you&#8217;re damned if you do and you&#8217;re damned if you don&#8217;t calls. </p>
<p>Having said that, I can see the confidence in Brady and the offense to get two yards. I mean it&#8217;s two yards with arguably one of the best offenses in the last few years. I also understand not wanting to give Peyton a chance to drive and win the game.</p>
<p>However, I&#8217;d rather make Peyton go say 80-90 yards in 2 minutes if we punt the ball, instead of 30-40 yards if they don&#8217;t get the first down. </p>
<p>I completely agree with your point that there are at least two other pivotal plays in the game where it can be won or lost. It&#8217;s always easy to look at the last pass, the last shot of a basketball game or the last matchup in baseball game. You can find at least 10-20 other points in a game where things never would have gotten to that point.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Leah</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156155</link>
		<dc:creator>Leah</dc:creator>
		<pubDate>Mon, 16 Nov 2009 21:19:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156155</guid>
		<description>Pats fan, here. Devastated. FI and I woke up our landlord with four-letter words. Admittedly, I&#039;m not up on the finer points of the game, but it seemed like we went back and forth with sloppy playing and questionable calls. Aside from the two glaring issues, there were a whole bunch of times we could have made a difference but just fell short. Ugh.</description>
		<content:encoded><![CDATA[<p>Pats fan, here. Devastated. FI and I woke up our landlord with four-letter words. Admittedly, I&#8217;m not up on the finer points of the game, but it seemed like we went back and forth with sloppy playing and questionable calls. Aside from the two glaring issues, there were a whole bunch of times we could have made a difference but just fell short. Ugh.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Rick</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156153</link>
		<dc:creator>Rick</dc:creator>
		<pubDate>Mon, 16 Nov 2009 21:11:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156153</guid>
		<description>Just so you know, spotting a ball isn&#039;t where the foot is when he secures the ball.  It&#039;s where the ball is.  Yes it was close.  Yes the Patriots shouldn&#039;t have used 2 timeouts in 17 seconds.  None of the replays were conclusive though.</description>
		<content:encoded><![CDATA[<p>Just so you know, spotting a ball isn&#8217;t where the foot is when he secures the ball.  It&#8217;s where the ball is.  Yes it was close.  Yes the Patriots shouldn&#8217;t have used 2 timeouts in 17 seconds.  None of the replays were conclusive though.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Evan</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156150</link>
		<dc:creator>Evan</dc:creator>
		<pubDate>Mon, 16 Nov 2009 20:56:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156150</guid>
		<description>Just like a Pats fan to write up a whole post complaining about a few calls - blaming others

Yours truly, 

Falcons Fan</description>
		<content:encoded><![CDATA[<p>Just like a Pats fan to write up a whole post complaining about a few calls &#8211; blaming others</p>
<p>Yours truly, </p>
<p>Falcons Fan</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: FMF</title>
		<link>http://www.lazymanandmoney.com/belichick-was-right-and-personal-finance-links/comment-page-1/#comment-156148</link>
		<dc:creator>FMF</dc:creator>
		<pubDate>Mon, 16 Nov 2009 20:32:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.lazymanandmoney.com/?p=2516#comment-156148</guid>
		<description>As a Colts fan, I loved the call. ;-)</description>
		<content:encoded><![CDATA[<p>As a Colts fan, I loved the call. ;-)</p>
]]></content:encoded>
	</item>
</channel>
</rss>

<!-- Performance optimized by W3 Total Cache. Learn more: http://www.w3-edge.com/wordpress-plugins/

Minified using disk: basic
Page Caching using disk: basic
Database Caching 1/25 queries in 0.010 seconds using disk: basic
Object Caching 466/467 objects using disk: basic

Served from: www.lazymanandmoney.com @ 2012-02-11 00:36:53 -->
