Comments on: 5 Ways Being Lazy With My Money Got Me Into Debt http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/ Saving, Earning, and Investing Money Sat, 21 Nov 2009 00:22:17 -0800 http://wordpress.org/?v=2.8.5 hourly 1 By: paidtwice http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-19070 paidtwice Sat, 17 Nov 2007 15:48:20 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-19070 Thanks for all the responses! Thanks for all the responses!

]]> By: pfodyssey http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-18848 pfodyssey Thu, 15 Nov 2007 16:34:19 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-18848 Yes! Yes! Yes! These are all true! Coincidentally, I just received one of those convenience checks in the mail yesterday and mocked them mercilessly to my wife. "Hey! free Christmas money!" "ONLY a small 3% transfer fee!" "Whoopee!" Granted, if I can get 0% with no transfer fees, I might consider it. Generally, however, they are a quick way to trouble. Yes! Yes! Yes! These are all true! Coincidentally, I just received one of those convenience checks in the mail yesterday and mocked them mercilessly to my wife. “Hey! free Christmas money!” “ONLY a small 3% transfer fee!” “Whoopee!”

Granted, if I can get 0% with no transfer fees, I might consider it. Generally, however, they are a quick way to trouble.

]]> By: Shadox http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-18739 Shadox Thu, 15 Nov 2007 03:56:22 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-18739 We are not in debt, but one way where we definitely lose some money is by "not sweating the small stuff". I don't always stay on top of the smaller expenses, but these things do tend to add up. I am guessing the total is around $2,000 a year. I haven't made up my mind about whether saving this amount is worth the price of constant financial vigilance. Thoughts? We are not in debt, but one way where we definitely lose some money is by “not sweating the small stuff”. I don’t always stay on top of the smaller expenses, but these things do tend to add up. I am guessing the total is around $2,000 a year. I haven’t made up my mind about whether saving this amount is worth the price of constant financial vigilance. Thoughts?

]]> By: wealthy_1 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-18723 wealthy_1 Thu, 15 Nov 2007 01:42:54 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-18723 I can relate to all 5 of those. I want to be lazy like lazy man and money, but first I have to save more of the money that I make. Best wishes, lazy man and spouse. I hope you have a happy, happy life together!!!!!!!!!!! I can relate to all 5 of those. I want to be lazy like lazy man and money, but first I have to save more of the money that I make.

Best wishes, lazy man and spouse. I hope you have a happy, happy life together!!!!!!!!!!!

]]> By: MoneyNing http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-18709 MoneyNing Wed, 14 Nov 2007 22:46:05 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-18709 2 and 5 for me, especially #5. I think I've wasted so much money because I just had to have that thing right away. I would take days, weeks, months to decide whether I want something or not, but once I decided, any nano second delay is one that is too long! 2 and 5 for me, especially #5. I think I’ve wasted so much money because I just had to have that thing right away. I would take days, weeks, months to decide whether I want something or not, but once I decided, any nano second delay is one that is too long!

]]> By: FinanceIsPersonal.com http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-18703 FinanceIsPersonal.com Wed, 14 Nov 2007 20:42:08 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-18703 I've definitely made a lot of these mistakes when I was younger. I still am not terribly organized and intentionally frugal with my spending habits, I do just fine and save half my income each month or more, but I could probably squeeze out an extra $150 a month if I really put the effort into it I’ve definitely made a lot of these mistakes when I was younger. I still am not terribly organized and intentionally frugal with my spending habits, I do just fine and save half my income each month or more, but I could probably squeeze out an extra $150 a month if I really put the effort into it

]]> By: The Saving Freak http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-18676 The Saving Freak Wed, 14 Nov 2007 15:07:42 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-18676 All of these problems were cured for me when I got married. My wife is awesome with day to day finances. One of the first things we did as a married couple was take a financial counseling class. This put us on the same page and money has never been an issue in our marriage. All of these problems were cured for me when I got married. My wife is awesome with day to day finances. One of the first things we did as a married couple was take a financial counseling class. This put us on the same page and money has never been an issue in our marriage.

]]> By: Harrison http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-18667 Harrison Wed, 14 Nov 2007 12:37:13 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-18667 Hmm... I would say that my laziness block me to make tremendous of money. Hmm… I would say that my laziness block me to make tremendous of money.

]]> By: Cal Xenia http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-18636 Cal Xenia Wed, 14 Nov 2007 04:46:19 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-18636 Five very true statements that all of us have been guilty of at one time or another. But it is time to take note and change. Thanks for highlighting the five points. Five very true statements that all of us have been guilty of at one time or another. But it is time to take note and change. Thanks for highlighting the five points.

]]> By: SingleGuyMoney http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-18575 SingleGuyMoney Tue, 13 Nov 2007 15:41:06 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-18575 That's funny, my debt was caused from those 5 items too. That’s funny, my debt was caused from those 5 items too.

]]> By: Laura http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/comment-page-1/#comment-18571 Laura Tue, 13 Nov 2007 14:25:46 +0000 http://www.lazymanandmoney.com/5-ways-being-lazy-with-my-money-got-me-into-debt/#comment-18571 My mistake is the instant gratification problem. I was too lazy to really weigh my options. I ended overpaying on things I didn't even use much. My mistake is the instant gratification problem. I was too lazy to really weigh my options. I ended overpaying on things I didn’t even use much.

]]>