Archive for February, 2008
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Reviewing My IRA Options
The other day, a reader, Matt, sent me an e-mail in response to my Zecco IRA Rollover. He asked (I’m paraphrasing): I have a question about the Zecco IRA account. You figured a 0.036% expense ratio and I understand how you calculated it – $30 annual fee/$80k balance. If I had an account of ETF’s, [...]
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Joseph Sangl: I Was Broke, Now I’m Not
A couple of months ago, a frequent commenter sent me an interesting e-mail. Joseph Sangl said he was going through the process of writing a book. Two weeks ago, his book arrived in the mail. There are a few bloggers with book deals, but this is the first book from a blogger that I actually [...]
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Clean Your Shower All Year in 25 minutes for $21.49
I have mentioned in the past that I use the Scrubbing Bubbles Automatic Shower Cleaner to automate my housekeeping. Before that invention, I would dread cleaning the shower. It would take me at least 7-10 minutes a week. However, since I’m Lazy, I’d wait two weeks and then scrub away for about 10-12 minutes. At [...]
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Adventures with Chase Credit Cards
Early last month, Blueprint for Financial Prosperity linked to a Consumerist article about Chase representative spilling the secrets. I enjoyed Jim’s article as well as the original Consumerist one. Only two things mentioned in either article seemed scary to me as a credit card holder. Before I get to those, here’s what wasn’t a surprise: [...]
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Zecco IRA for my 401K Rollover: The Time to Hesitate is Now
For a few years now, I have been Lazy about transferring a 401k to a Rollover IRA. I have no excuse. I know I could invest in a brokerage with very cheap exchange traded funds (ETFs). Instead of paying the nearly 1% in expenses, I could probably pay around 0.25%. As long as I’m coming [...]
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When the Going Gets Rough, Don’t Spend Money
Today is one of those days for me. It’s the most depressed I’ve been in easily a year – probably much longer. When I lost my job I was happier. When I was passed over for a well-paying position that was absolutely perfect for me I was happier. It’s all because of a football game. [...]
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Weekend Links – Rooting For the Underdogs Edition
You may have heard, but there’s going to be some new commercials coming on television tomorrow night. Rumor has it Fox will break them up with a football game. I’m not one to miss commercial, so I’ll endure the football game. As the title mentioned, I’ll be rooting for the underdogs. Here are some of [...]
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Alternative Income Streams – February 2008
It’s February 1st, and time once again to review my alternative income progress. Though I still call it my alternative income, it is the majority of my current income, but not all of it. I do some freelance work that I don’t include in these numbers because they are paid at an hourly wage. This [...]
