Archive for February, 2007
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Maximize Your Prosper Lending with RateLadder.com
I had mentioned RateLadder.com in the past, but Kevin has been busy adding some great tools for lenders. I should have been bringing you up to date before now, but he’s been bringing them out faster than I write about them. Today we are going to catch up and cover three of my favorites: Rate [...]
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Top 5 Ways Companies use Psychology to Trick You
Over the last month or so, I’ve taken note whenever a company used a psychology trick to get consumer’s attention. Here are the top 5: 1. The Rebate – This allows a company to advertise a low price which consumers see as a great deal. It can be a great deal if you are one [...]
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Save On Razors? Let’s Find Out…
The kind folks at Save On Razors were nice enough to send me a sample of their product. I assume it was because for a time my post on using Ebay to buy razors was the #1 Google search term for “Save on Razors.” The product that Save on Razors is selling is the RazorMate. [...]
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Best of Lazy Man and Money – Volume 1
I’ve been meaning to write a “best of” post for some time. I had been putting it off, because I’m a tough critic of myself and even though I might like a post today, I might not like it tomorrow. Plus, when you are as lazy as I am, sometimes you just need a kick [...]
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My Financial Week in Review #7
Here’s an update on my finances over the last week. Energi Gal and I dropped our taxes off two weeks ago. They were excessively complex due to the move across country and both of us being landlords. I’ve got a feeling that H&R Block is going to ask for $5 million just to prepare the [...]
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Why Not Prosper?
Tyler with an anonymous e-mail address writes: Why prosper? There are much better ways to earn returns on that money that 1) does not put other people in to debt and 2) are not as risky. You may be convincing yourself that Prosper helps others out, but I find that putting people into debt is [...]
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I’m Looking into Credit Card Arbitrage, Am I Crazy?
Previously, I asked (mostly rhetorically), I have a plasma TV, am I crazy? Most people agreed no, so now I’m stepping up the craziness a level. In the last week, I’ve been thinking of doing something that I never thought I would – get a credit card with a 0% balance transfer. I had always [...]
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Festival of Frugality #62
Welcome to the Festival of Frugality #62. I’m a huge fan of baseball and for years 62 was one of the game’s biggest numbers. For years, the single season home run record belonged to Roger Maris with 61 home runs in 1961. The record stood for 37 years until Mark McGwire (and Sammy Sosa) broke [...]
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USAA Magazine Winter 2006 stats
I’m digging through USAA’s Winter 2006 magizine. For those unfamilar with USAA it’s more or less the official bank of the military. At least that’s how Energi Gal explains it to me. They published a couple of surveys. In the first: 51% of people want to save $1,000,000 74% have saved less than $50,000 30% [...]
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Delaying Social Security Benefits – Will Scott get Burned?
I’m still catching up on some reading – in this case the 2006 winter edition of USAA’s magazine. Scott Burns, a syndicated personal finance writer has an article about why he’s going to delay his social security benefits. For those unwilling to read the article, I’ll attempt to summarize a couple of quick points as [...]