Archive for September, 2006
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How Much Is My 401(k) Plan Worth?
It turns out that my new company doesn’t offer a 401(k) plan. This was a little alarming. I can’t really think of a reason why a company wouldn’t offer one. My last company of 20 employees did. It didn’t match any of my contributions, but at least I could defer my taxes.
So [...] -
Old Condo is Almost Rented
As I’ve mentioned in the past, a surprise opportunity to relocate from Boston to Silicon Valley came across my doorstep. That left me with a decision to make about my condo. I had bought it in the summer of 2004 and have a fairly good mortgage rate on it. Unfortunately, if I [...]
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Monthly Necessary Expenses
Jane Dough of Boston Gal’s Open Wallet references an article about keeping your mandatory expenses to a minimum. It seems that you should keep your ratio of take home pay to expenses under 50%. I did a look at mine and they are at 35.35%. I was helped out by splitting [...]
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My New Hypothetical Asset Allocation…
In my previous post, I detailed how I would allocate a hypothetical $100,000 portfolio. I had a few goals in mind when I was creating the portfolio:
Keep expenses low. Some expense ratios are over 1%, which is a high price to pay if your balanced portfolio returns 8-10% a year.
I’m young, so I [...] -
Results From a 4.25 Year Asset Allocation Experiment
City Girl ’s Financial Blog has reminded me about asset allocation. Not that one should ever forget about asset allocation, but I forgot about July 31, 2002. It’s when I decided the market was at a low. I picked that time to start a Yahoo Finance Portfolio of $100,000 to see how it [...]
